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Freedom Flex and Citi Custom Cash Approval

Titans84
Frequent Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on both approvals!

Current FICO 8:




Message 11 of 23
FalconSteve
Established Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congratulations x2

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
Credit Scores for both of us around 800, depending on what you pull & balances

All PIF, frequently before statement close
Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback), Chase Freedom flex, $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge, my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card,Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Message 12 of 23
Total80sKid
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on both of your approvals 👍🏼🎉

Message 13 of 23
pursuetriumphcelebrate
Valued Member

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on two very nice approvals!

EQ 733 - EX 680 - TU 710
Message 14 of 23
TSlop
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on your approvals!


Message 15 of 23
dberryhill
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Thanks all! Definitely nice to randomly step out of the garden every so often and get some validation of your work.

Bourbon and bow ties.
Current Cards:



2020 Goals:
$100K total CL (through organic/soft pull growth; COMPLETE!)
750+ across bureaus
No real goal cards for now
Garden Forever.
Message 16 of 23
FalconSteve
Established Contributor

Re: Freedom Flex and Citi Custom Cash Approval


@dberryhill wrote:

Thanks all! Definitely nice to randomly step out of the garden every so often and get some validation of your work.


Do CLI count as leaving the garden? Asking for a friend

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)
Credit Scores for both of us around 800, depending on what you pull & balances

All PIF, frequently before statement close
Goals: Buy a house & get approved for an AOD VISA Signature card (or other 3% cashback), Chase Freedom flex, $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes Charge, my 1st REDcard, Buy.com Visa, Children's Place, Kohl's Charge, Angel Card (AU- wife's), Old Navy card,Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Message 17 of 23
pursuetriumphcelebrate
Valued Member

Re: Freedom Flex and Citi Custom Cash Approval


@FalconSteve wrote:

@dberryhill wrote:

Thanks all! Definitely nice to randomly step out of the garden every so often and get some validation of your work.


Do CLI count as leaving the garden? Asking for a friend


@FalconSteve  I believe SP CLI are fine, if it requires a HP thats a step out of the garden...but I'm new so definitely get confirmation from another member 

EQ 733 - EX 680 - TU 710
Message 18 of 23
9CLINE
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congrats on both approvals..enjoy!!!!!!
Message 19 of 23
MartyWrite75
Valued Contributor

Re: Freedom Flex and Citi Custom Cash Approval

Congratulations on your approvals!

September 2021: Experian 717 Equifax 705 Transunion 725


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 9%
Inquiries: Exp: (4) Trans: (1) Equif: (0)
Message 20 of 23
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