cancel
Showing results for 
Search instead for 
Did you mean: 

Friend's Discover it $8,500 SL approval (1st cc)!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Frequent Contributor

Friend's Discover it $8,500 SL approval (1st cc)!

Hello myFICO family,

A friend of mine with no credit cards was interested in getting into the credit/rewards game and asked me for help getting started since he knew I've been doing a lot of research getting my own credit journey started recently. I've loved the experience with my Discover it, especially with their track record for approving people for it as their first card. Plus, the cashback match effectively makes the bonuses 2%/10% in the first year, which is really solid. So, I suggested he goes for it. Instantly approved for a $8,500 SL! He's already way ahead of me with that SL, really makes me regret not getting a student or secured card in college to build history sooner 😅

Here are some of his DPs:
100% payment history, no baddies
AAoA/AoOA/AoYA - 4y (2 loans)
Util - 0%
Income - $70,000
0 credit cards
Don't know his FICO scores, but CK shows TU & EQ as 721

I'm so excited to be bringing more people into this game, and can't wait to help him progress further! I will definitely be asking you guys for help down the road 😊

Message 1 of 16
15 REPLIES 15
Super Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

Congrats to your bud! Nice SL for sure!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 16
Super Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

You might get him to sign up to myFICO with "StartingReallyStrong"Smiley Very Happy

https://i.imgur.com/ohnOAoQ.gif

Message 3 of 16
Frequent Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!


@M_Smart007 wrote:

You might get him to sign up to myFICO with "StartingReallyStrong"Smiley Very Happy

https://i.imgur.com/ohnOAoQ.gif


LOL I love it

Message 4 of 16
Valued Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

Congrats to your friend. That's a killer SL!!
Message 5 of 16
New Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

Congrats!



As of 12/25/19




Message 6 of 16
Community Leader
Valued Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

Ah, Disco. Those great first SLs. Congrats to your friend!!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 7 of 16
Regular Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!

So ... wait your friend applied for the student version of the card?

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $3.1kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k
Dec 2019
Amex $1,100 CLI

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 8 of 16
Frequent Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!


@ZackAttack wrote:

So ... wait your friend applied for the student version of the card?


No, he got the regular Discover it card. I meant I wish I'd started building my credit sooner with a student or secured card when I was in college to establish credit sooner.

Message 9 of 16
Regular Contributor

Re: Friend's Discover it $8,500 SL approval (1st cc)!


@StartingStrong wrote:

@ZackAttack wrote:

So ... wait your friend applied for the student version of the card?


No, he got the regular Discover it card. I meant I wish I'd started building my credit sooner with a student or secured card when I was in college to establish credit sooner.


Lucky dude.

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $3.1kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k
Dec 2019
Amex $1,100 CLI

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.