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Hello myFICO family,
A friend of mine with no credit cards was interested in getting into the credit/rewards game and asked me for help getting started since he knew I've been doing a lot of research getting my own credit journey started recently. I've loved the experience with my Discover it, especially with their track record for approving people for it as their first card. Plus, the cashback match effectively makes the bonuses 2%/10% in the first year, which is really solid. So, I suggested he goes for it. Instantly approved for a $8,500 SL! He's already way ahead of me with that SL, really makes me regret not getting a student or secured card in college to build history sooner 😅
Here are some of his DPs:
100% payment history, no baddies
AAoA/AoOA/AoYA - 4y (2 loans)
Util - 0%
Income - $70,000
0 credit cards
Don't know his FICO scores, but CK shows TU & EQ as 721
I'm so excited to be bringing more people into this game, and can't wait to help him progress further! I will definitely be asking you guys for help down the road 😊
Congrats to your bud! Nice SL for sure!
You might get him to sign up to myFICO with "StartingReallyStrong"
@M_Smart007 wrote:You might get him to sign up to myFICO with "StartingReallyStrong"
LOL I love it
Congrats!
Ah, Disco. Those great first SLs. Congrats to your friend!!
So ... wait your friend applied for the student version of the card?
@ZackAttack wrote:So ... wait your friend applied for the student version of the card?
No, he got the regular Discover it card. I meant I wish I'd started building my credit sooner with a student or secured card when I was in college to establish credit sooner.
@Anonymous wrote:
@ZackAttack wrote:So ... wait your friend applied for the student version of the card?
No, he got the regular Discover it card. I meant I wish I'd started building my credit sooner with a student or secured card when I was in college to establish credit sooner.
Lucky dude.