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From AMEX Blacklist to WOW!

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Established Member

Re: From AMEX Blacklist to WOW!

Congrats on your success!  If you don't mind letting us know, how much did you burn them for in the charge off?  

 

I included them in BK7 back in 2009 for a little over $20k, and I'm still on the blacklist.  Smiley Sad

FICO 8 (as of 3/31/20): EQ 850 - TU 808 - EXP 831
FICO 9 (as of 3/31/20): EQ 850 - TU 836 - EXP 850
Message 31 of 39
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Valued Member

Re: From AMEX Blacklist to WOW!

I was curious too. I burned them in 2012 for almost $17k. I'm thinking that I'm banned for life like Pete Rose is from baseball. 😑

Message 32 of 39
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Regular Contributor

Re: From AMEX Blacklist to WOW!


@kjonesjr00 wrote:

I was curious too. I burned them in 2012 for almost $17k. I'm thinking that I'm banned for life like Pete Rose is from baseball. 😑


Hey Guys, sorry for the delay. I burned them for $1800. Not much compared to others. It could be why I am back in the door. AMEX, from what I hear base their CL on what you have for other cards. I have an NFCU cash rewards card for 31k. This could have helped with the higher starting limit. Gotta love AMEX and Navy!!

Message 33 of 39
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Frequent Contributor

Re: From AMEX Blacklist to WOW!

Congrats! 

 

Yeah AmEx has seen the light, in some way or another. I have a C/O with them less than 3 yrs old. Only 21 mos. of perfect payment history built up since. *** AND AN OPEN AMEX OPTIMA CARD ***

 

The other week, I applied for, and was approved for, a AmEx Platinum (NPSL), Bonvoy Brilliant ($3000), and Amazon Business Prime ($3000). I never had to cancel my Optima. It's still open, with all $700 of its CL open! LOL

Message 34 of 39
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Frequent Contributor

Re: From AMEX Blacklist to WOW!


@glockrunner wrote:

@kjonesjr00 wrote:

I was curious too. I burned them in 2012 for almost $17k. I'm thinking that I'm banned for life like Pete Rose is from baseball. 😑


Hey Guys, sorry for the delay. I burned them for $1800. Not much compared to others. It could be why I am back in the door. AMEX, from what I hear base their CL on what you have for other cards. I have an NFCU cash rewards card for 31k. This could have helped with the higher starting limit. Gotta love AMEX and Navy!!


You stated you burned them, but you paid some of it back. How much did you pay them back? I burned them for 2,300 back in 2016. I'm waiting till my Bk 7 is 5 years old. I plan to pay the full amount. 









Message 35 of 39
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Frequent Contributor

Re: From AMEX Blacklist to WOW!


@glockrunner wrote:
Hey Guys, sorry for the delay. I burned them for $1800. Not much compared to others. It could be why I am back in the door. AMEX, from what I hear base their CL on what you have for other cards. I have an NFCU cash rewards card for 31k. This could have helped with the higher starting limit. Gotta love AMEX and Navy!!

Thanks for adding the additional info/data points. Congrats on your approval and incredible starting limit. 

and

Rebuilding started in June '19 with low 500s across the board.

FICO8 Progress (via Discover Credit Scorecard):
696 - 05/28/2020
702 - 04/27/2020
703 - 03/28/2020
685 - 02/26/2020

GOALS:
• 725 - 750 FICO before 2021
• Visa CC (Citi Costco?)
Message 36 of 39
Highlighted
Regular Contributor

Re: From AMEX Blacklist to WOW!


@soxfaininfl wrote:

@glockrunner wrote:

@kjonesjr00 wrote:

I was curious too. I burned them in 2012 for almost $17k. I'm thinking that I'm banned for life like Pete Rose is from baseball. 😑


Hey Guys, sorry for the delay. I burned them for $1800. Not much compared to others. It could be why I am back in the door. AMEX, from what I hear base their CL on what you have for other cards. I have an NFCU cash rewards card for 31k. This could have helped with the higher starting limit. Gotta love AMEX and Navy!!


You stated you burned them, but you paid some of it back. How much did you pay them back? I burned them for 2,300 back in 2016. I'm waiting till my Bk 7 is 5 years old. I plan to pay the full amount. 


I paid a little over $900. So around 50%. That was their offer.

Message 37 of 39
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Frequent Contributor

Re: From AMEX Blacklist to WOW!


@glockrunner wrote:

@soxfaininfl wrote:

@glockrunner wrote:

@kjonesjr00 wrote:

I was curious too. I burned them in 2012 for almost $17k. I'm thinking that I'm banned for life like Pete Rose is from baseball. 😑


Hey Guys, sorry for the delay. I burned them for $1800. Not much compared to others. It could be why I am back in the door. AMEX, from what I hear base their CL on what you have for other cards. I have an NFCU cash rewards card for 31k. This could have helped with the higher starting limit. Gotta love AMEX and Navy!!


You stated you burned them, but you paid some of it back. How much did you pay them back? I burned them for 2,300 back in 2016. I'm waiting till my Bk 7 is 5 years old. I plan to pay the full amount. 


I paid a little over $900. So around 50%. That was their offer.


Thank you!









Message 38 of 39
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New Member

Re: From AMEX Blacklist to WOW!


@ddm2k1 wrote:

Congrats! 

 

Yeah AmEx has seen the light, in some way or another. I have a C/O with them less than 3 yrs old. Only 21 mos. of perfect payment history built up since. *** AND AN OPEN AMEX OPTIMA CARD ***

 

The other week, I applied for, and was approved for, a AmEx Platinum (NPSL), Bonvoy Brilliant ($3000), and Amazon Business Prime ($3000). I never had to cancel my Optima. It's still open, with all $700 of its CL open! LOL


Did you pay them back or deal any deal? 

Message 39 of 39
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