From American Express charge off in 2017 to Platinum Card in 2021

[Anonymous]

I faced some hardships in 2017 and my credit cards went into default and eventually charge-off. I ended up paying them all off but the charge-off stuck to my credit report. I was mostly saddened that i lost my amex card, it actually made me depressed. They had promised that they would give me a 2500$ card if i paid them back but it was never offered to me even though i spent weeks calling them to discuss it. 

Fast forward to 2021, my credit score finally hit a 690 and i figured i'd give it a try, i applied and they approved it , my card came the next day , i even shows member since 2013. 

There is hope , it took me 4 year to get back on their side even after a charge off , Make sure you pay every penny back , if you settle you will never get a card back, you must own up to your responsibility and accept it. 

[Jordan23ww]

Congratulations on your approval and getting back in with Amex! 

[pizzadude]

Congrats on getting back in with AMEX !   Did you apply with a MR bonus / minimum spend offer ?

[collics]

Congratulations on getting your Amex status back!

[coreyb80]

Congrats on getting back in with AMEX!

[Ilinferno]

Congrats on getting back in with Amex and your shiny new platinum!

[CreditAggie]

Congratulations on your Amex Platinum approval!

[M_Smart007]

Congratulations on your success!!!

[Total80sKid]

Congrats on your Platinum approval 👍🏼

[gdale6]

Grats to all your success with Amex & welcome to myFico