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From the garden to chase bank....

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Established Contributor

From the garden to chase bank....

I haven’t had the urge to apply for a CC in over 2 years, I thought I would be content with having only 2 CC’s. So today I happened to apply for the chase CSR. I was approved for 19.5k with 17.99 Apr. I thought the lowest Apr was 17.74? Did the interest rates go up?

Message 1 of 8
7 REPLIES 7
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Senior Contributor

Re: From the garden to chase bank....

Congrats on your CSR approval! Yeah, the prime rate went up by .25% 2 weeks ago.

Currently: Gardening since 04/2020




Message 2 of 8
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Valued Contributor

Re: From the garden to chase bank....

Congrats on the approval and amazing SL!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 3 of 8
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Contributor

Re: From the garden to chase bank....

Husband recently paid off my Chase Freedom account (60 days ago)....today he received an email with a "special offer" 4.99% for 6 months for anything charged/balance transfered after 11/1 - needed to opt in to receive it (he did but doesn't expect to use it)....so there are offers out there with Chase, just interesting how quickly they noticed he paid them off 

Message 4 of 8
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Valued Contributor

Re: From the garden to chase bank....

Congrats on the approval, that was well worth coming out of the garden for 2 years!


Message 5 of 8
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Super Contributor

Re: From the garden to chase bank....


@L-TWT wrote:
I haven’t had the urge to apply for a CC in over 2 years, I thought I would be content with having only 2 CC’s. So today I happened to apply for the chase CSR. I was approved for 19.5k with 17.99 Apr. I thought the lowest Apr was 17.74? Did the interest rates go up?

The way the Fed is raising interest rates, the lowest tier APR will be 22.99 soon enough

 

Congrats !


 



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
Message 6 of 8
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Community Leader
Senior Contributor

Re: From the garden to chase bank....

What are the subprime card interest rates going to become/or have become

Could get interesting if the subprime cards hold out on the increases in APR... 

 

-J

 

Message 7 of 8
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Established Contributor

Re: From the garden to chase bank....

@ Meanmchine
True, but sad! Sad only if your the type to have revolving balances (like me sometimes)!

Message 8 of 8
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