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From the garden to chase bank....

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Established Contributor

From the garden to chase bank....

I haven’t had the urge to apply for a CC in over 2 years, I thought I would be content with having only 2 CC’s. So today I happened to apply for the chase CSR. I was approved for 19.5k with 17.99 Apr. I thought the lowest Apr was 17.74? Did the interest rates go up?
Message 1 of 8
7 REPLIES 7
Valued Contributor

Re: From the garden to chase bank....

Congrats on your CSR approval! Yeah, the prime rate went up by .25% 2 weeks ago.






Message 2 of 8
Valued Contributor

Re: From the garden to chase bank....

Congrats on the approval and amazing SL!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 3 of 8
Contributor

Re: From the garden to chase bank....

Husband recently paid off my Chase Freedom account (60 days ago)....today he received an email with a "special offer" 4.99% for 6 months for anything charged/balance transfered after 11/1 - needed to opt in to receive it (he did but doesn't expect to use it)....so there are offers out there with Chase, just interesting how quickly they noticed he paid them off 

Message 4 of 8
Valued Contributor

Re: From the garden to chase bank....

Congrats on the approval, that was well worth coming out of the garden for 2 years!



Message 5 of 8
Senior Contributor

Re: From the garden to chase bank....


@L-TWT wrote:
I haven’t had the urge to apply for a CC in over 2 years, I thought I would be content with having only 2 CC’s. So today I happened to apply for the chase CSR. I was approved for 19.5k with 17.99 Apr. I thought the lowest Apr was 17.74? Did the interest rates go up?

The way the Fed is raising interest rates, the lowest tier APR will be 22.99 soon enough

 

Congrats !


 




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>08/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 6 of 8
Community Leader
Senior Contributor

Re: From the garden to chase bank....

What are the subprime card interest rates going to become/or have become

Could get interesting if the subprime cards hold out on the increases in APR... 

 

-J

 

Message 7 of 8
Established Contributor

Re: From the garden to chase bank....

@ Meanmchine
True, but sad! Sad only if your the type to have revolving balances (like me sometimes)!
Message 8 of 8
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