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GE Walmart CLI

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creditnocash
Valued Contributor

Re: GE Walmart CLI

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

 

ive put on about 200 all pif before statement cuts. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 81 of 148
migo13
Contributor

Re: GE Walmart CLI

I think it depends on your scores and report. If you read the earlier posts, asking for double your current limit seems to be standard.

Message 82 of 148
creditnocash
Valued Contributor

Re: GE Walmart CLI


@migo13 wrote:

I think it depends on your scores and report. If you read the earlier posts, asking for double your current limit seems to be standard.


well i got a letter today from my bank on why i was denied my odp line. 

 

said my account history wasnt long enough (okay dropped from 1.7 years to 8 months) 

 

but tu score they listed was 724. 

havent apped for anything since. 

just changes from balances. 

 

i just want to ask enough to get a good limit but not have a hard pull. or have to send in verification taxes. as my new job (4 months) i havent filed for them yet. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 83 of 148
migo13
Contributor

Re: GE Walmart CLI

It's always a soft pull with that number. Maybe itsrod will chime in and give you some advice, I'm pretty new to this.

Message 84 of 148
bobebob
Frequent Contributor

Re: GE Walmart CLI

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

My orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. Smiley Happy

 

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Message 85 of 148
migo13
Contributor

Re: GE Walmart CLI


@bobebob wrote:

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

@Anonymous orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. Smiley Happy

 


Nice! Was the $5800 increase a web request or call in?

Message 86 of 148
bobebob
Frequent Contributor

Re: GE Walmart CLI


@migo13 wrote:

@bobebob wrote:

The automated CLI button on the website wouldn't work.  

 

So I called the contact number on the site. 

 

@Anonymous orig CL was $1300.  Asked for and got a CLI @ 6months to $2800.

 

This time I asked for CLI to $5000 and was instantly approved for $5800. 

 

It's good to have high scores. Smiley Happy

 


Nice! Was the $5800 increase a web request or call in?




It was a call in.  I tried to use the button, but it wouldn't work. 

 

I had to confirm some info over the phone.

bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
Message 87 of 148
jnkp2001
Regular Contributor

Re: GE Walmart CLI

Just got a Walmart CC yesterday with $400.00 CL.  Thanks to this board.  

FICO EQ: 633 8/15/12
lender pulled 11/3/12 EQ 661 TU 650 EX598
credit Karma 674 credit sesame: 663
B/K discharged 2/2006......closed 8/2012

May your limits be high and your balances low!

Message 88 of 148
LS2982
Mega Contributor

Re: GE Walmart CLI


@jnkp2001 wrote:

Just got a Walmart CC yesterday with $400.00 CL.  Thanks to this board.  


CONGRATS!!

 




EQ FICO 548 3/3/16
Message 89 of 148
LS2982
Mega Contributor

Re: GE Walmart CLI


@creditnocash wrote:

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

 

ive put on about 200 all pif before statement cuts. 


They may double you up to $1600 as long as your fies are looking good.

 




EQ FICO 548 3/3/16
Message 90 of 148
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