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GECRB, love that is WAY better than a CLI

Valued Contributor

GECRB, love that is WAY better than a CLI

OK, so today I re-purchased QM from myFICO so I can track TU better. (Don't trust CK anymore...).  My score had jumped up, but I have been paying down debt and getting CLI's, so I was expecting upward movement. What I was not expecting was for GE to remove my only remaining baddie, a 30d late from DEC 2008 on my Sams Club Discover. I don't know why they did it, because when i asked them to a fewe years ago they would not. Suddenly, it is not there.


Has this ever happened to anyone else? Does GE drop the baddies sooner than 7 years?  Oh, please tell me it is not going to come back....

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
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