GM BuyPower Card CLI - still going up

[pipeguy]

Six months had rolled around since my last CLI on this card to I hit the credit limit increase button asked for $15k (currently at $12,500) and got a $1000 pop to $13,500.

I know this is far from a popular card on these forums, but I've got $700 banked already and every 6 months the limit goes up, so at least for me it's a good card - note too that I've closed all of the other Cap-1 cards I used to have as no longer useful (to me), high APR's, limited limits, but not really useful credit limits and awful CSRs. 

[Anonymous]

I usually buy GM cars and I had the old GM card.  Would you mind sharing your approximate score when you got the card?

[AverageJoesCredit]

Nice pipeguy!

[Anonymous]

Nice... Was your approval instant? SL? Applied got the 10-14 day message with decent scores.

[pipeguy]

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@Anonymous wrote:

I usually buy GM cars and I had the old GM card.  Would you mind sharing your approximate score when you got the card?

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I got this card a few years ago so if I remember correctly my TU (which they pull I believe, just the one) was in the 720 to 740 area - it's now in the 795 to 805 area depending on weekly/monthly ups and downs.

[pipeguy]

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@Anonymous wrote:
Nice... Was your approval instant? SL? Applied got the 10-14 day message with decent scores.

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As I said in another answer, I got this card a few years ago when Cap-1 took it over. Credit Limit increases have always been instant, yes and if I remember correctly my starting limit was $5k then went to $10k, then $11k >> $12k >> $12.5k and now $13.5k. 

I put monthly Car insurance on it (about $100), XM radio every 3 months (about $220 a year) and the big one, tolls which run $350 to $500 a month, so it's pretty easy to get the full 5% max credit every year. 

[Viva-LV]

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@pipeguy wrote:

Six months had rolled around since my last CLI on this card to I hit the credit limit increase button asked for $15k (currently at $12,500) and got a $1000 pop to $13,500.

I know this is far from a popular card on these forums, but I've got $700 banked already and every 6 months the limit goes up, so at least for me it's a good card - note too that I've closed all of the other Cap-1 cards I used to have as no longer useful (to me), high APR's, limited limits, but not really useful credit limits and awful CSRs. 

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Glad to see someone work that card.  I couldn't, only one cli in two years with decent use.  Out of the sock drawer, and into the cancelled bin last month.

[Anonymous]

Congrats! You're seriously the only one I've ever seen grow that card like this. 

[EAJuggalo]

HP or SP?  When I went to ask for a CLI since I've had the card for six months now the language looks to me like they want a HP.

[pipeguy]

Always been a SP for me and I have not rec'd any alerts on any of the services I use including MyFico to say otherwise - I'll update if it was in fact a HP.