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GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

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UpperWeb
Established Member

GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

So here we go again with Goldman Sachs, a second co-branded card:

 

Goldman Sachs just launched a General Motors cobranded card, replacing the Capital One Financial-issued card and bringing in ideas and technology similar to that of Goldman's Apple Card.

 

I COUNLDN'T STAND IT. I'M ADDICTED TO ALL THINGS CREDIT. IF YOUR LIKE ME GO FOR IT !!! [AND GIVE THIS POST A THUMBS UP ].

HERE IS THE LINK GO FOR IT CREDIT WARRIORS:

 

https://www.marcus.com/us/en/credit-cards/apply?partner=GM&prd=cc&chl=wb&schl=gmr&cid=copgmr&pid=727... 

APPROVED $10,000 ON A SOFT PULL, READ THE BELOW,LOL......

 

DATA POINTS:

1.Brand new launch like the second week of Jan, 2022. 

2.Very easy application, you get a soft pull offer from {TRANSUNION}.

3.They have various cool GM looking cards [5-card designs].

4.They have an app and a online account.

5.You can add the card to Apple Pay and use it immediately.

6. IT'S a MasterCard product.

7. 0% APR intro purchase for nine months.

8.You can earn 10,000 bonus points after you spend $1,000 in the first 3 months after account opening plus earn 4x points on every purchase and 7x total points at GM with no annual fee.

 

1.Have a TransUnion Fico Eight [755].

2.A crap load of new products.

3.Seven inquirys.

4.Stated income only.

5.Gave a [SI] over 100G.

6.Perfect payment history,CU 1%,DTI 2%,AAOA 2yrs.

7.Have one product from them allready [THE APPLE CARD].

8.They called me a call only to verify, if I applied for the product and that was it.I got an e-mail,like 1-minute later with the approvals and to set up the account online and activate the ApplePay.

9. If you don't get an application processing, then I'm sure everything is instant after you see an offer.

 

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19 REPLIES 19
gdale6
Moderator Emeritus

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

Grats on your new GS card Smiley Happy

Message 2 of 20
Reviewers
Established Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

Congratulations on your new GM card! I was going to apply for it as it's a soft pull and on my list of cards to get, looks good.

Message 3 of 20
M_Smart007
Legendary Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

Comgrats on your GM MC Approval!

Message 4 of 20
boosnark
Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

Congratulations, yay!

 

Just to clarify, no hard pull after the soft pull and offer?

Gardening until November 1, 2023
Message 5 of 20
Reviewers
Established Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

@boosnark This card is from Goldman Sachs which is the same bank from Apple Card. They do soft-pull approvals and once you accept the offer it does a hard pull.

Message 6 of 20
UpperWeb
Established Member

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT [SOFT PULL-TRANSUNION APPROVALS]

NOT FOR ME !

 

Message 7 of 20
NRB525
Super Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congrats on your new GM card !

 

I ran the SP app and was only offered $8,500. Not as much as I expected, but an interesting data point nonetheless. My GS Apple Card approved at $20k two years ago, now up to $22k. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 20
cashorcharge
Community Leader
Senior Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

That's terrific!!  Congratulations on your GM Goldman Sachs Approval!! 🎉🥂👏

Message 9 of 20
justjac2
Regular Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congratulations!! I'm a sucker for a pre-approval (or pre-qualify, or any kind of pre-), so tried it out. Approved for $8K at 16.99 but won't be accepting it. It was fun though!


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 10 of 20
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