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GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

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blazerein
Established Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Nice and Congrats on the approval

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 11 of 20
JustJay119
Regular Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congrats on the approval! Now we wait for their checking account 

Current

AU

Banking

Scores 10/15/21
Message 12 of 20
CreditAggie
Community Leader
Super Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congratulations on your GM approval! While GS is fairly new to consumer CCs, they have been innovative and I hope the competition can learn a few things from them. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 13 of 20
Yasselife
Valued Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

@UpperWeb  

Congrats. 






Message 14 of 20
lgtwriter
Frequent Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congratulations! I ran the SP application and was preapproved for 8k at 16.99% which is on the low end for my credit limits (but much higher than my now closed apple card with a $2750 limit lol). I didn't go through with accepting the offer since I am in the garden, but I wanted to see if Goldman Sachs still hated me. (They don't apparentlySmiley Happy)

 

Stats:  Soft pulled TU where my fico score is 777 and my utilization is 5%

income: $190k

Message 15 of 20
Duriel
Frequent Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Offered me 1500 at the lowest rate. Seems contradictory but it doesn't matter as I have no use for this card. I do enjoy SP prequalify though 🤪


Message 16 of 20
Mellon
Established Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Approved for 8k at 14.99%......did not accept but it felt good. All companies should do the pre-approval process

Message 17 of 20
RT209
New Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Submitted for the heck of it to see if I would be approved. They came back with $11,000 SL at 16.99% after the nine month 0%APR. I have no use for the card, so I declined. Cool though. 

Message 18 of 20
AverageJoesCredit
Legendary Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !


@lgtwriter wrote:

Congratulations! I ran the SP application and was preapproved for 8k at 16.99% which is on the low end for my credit limits (but much higher than my now closed apple card with a $2750 limit lol). I didn't go through with accepting the offer since I am in the garden, but I wanted to see if Goldman Sachs still hated me. (They don't apparentlySmiley Happy)

 

Stats:  Soft pulled TU where my fico score is 777 and my utilization is 5%

income: $190k


Grats OpSmiley Happy

 

How could they hate a 190k income?Smiley Wink. Ive learned anything by GS / Marcus you have low income dont bother lol.  Nice looking cards though.

Message 19 of 20
Total80sKid
Senior Contributor

Re: GM, GOLDMAN SACHS MASTERCARD NEW PRODUCT SOFT PRE-APPROVAL !

Congrats on the approval 👍🏼

Message 20 of 20
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