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Gave Discover some love, Discover gave some back!

ChargedUp
Valued Contributor

Re: Gave Discover some love, Discover gave some back!


@wingennis wrote:

Wow!  I haven't seen that kind of action out of Discovery in a long time.  Congratulations🥳


I honestly was thinking maybe they'd throw another $500 or $1000 at me if anything (I've received plenty of "Insufficient use of current credit line" denials.

I was pleasantly shocked!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 11 of 23
manbuckets
Regular Contributor

Re: Gave Discover some love, Discover gave some back!

Congrats on your CLI!

Current Cards/Loans: >
Future Cards:
Message 12 of 23
Total80sKid
Valued Contributor

Re: Gave Discover some love, Discover gave some back!

Congrats on your generous Discover CLI!

Message 13 of 23
cmm89
Frequent Contributor

Re: Gave Discover some love, Discover gave some back!


@ChargedUp wrote:

I hadn't used Discover for much beyond the 5% categories for quite a while. I put a $5300 work expense on it on 4/30 (Hoping the CLD fairy wouldn't come and visit due to not using the line.) Statement cut on the 2nd and reported. Reimbusement check in the bank yesterday, PIF Disco today. After doing the payment, I just thought I'd give the love button a try cause... Why not? i haven't touched it in at least a year.

TU08 - 785, 2 scoreable INQ's

 

disco cli 050721.png


You're awesome- congrats!  Discover stopped giving me luv when I stopped using their card Smiley Very Happy

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client)

EQ 699, EX 749, TU 728 (5/13/2021)

Message 14 of 23
Mr_Mojo_Risin
Valued Contributor

Re: Gave Discover some love, Discover gave some back!

Discover came through for you nicely.

Congrats on a sweet CLI!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 15 of 23
gdale6
Moderator

Re: Gave Discover some love, Discover gave some back!

Sweet, that is one of the largest CLIs I have seen on these boards, grats on it Smiley Wink

Message 16 of 23
kittycreditmeow
Frequent Contributor

Re: Gave Discover some love, Discover gave some back!

Nice work! Congratulations on the CLI! 

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 17 of 23
5stepcourse
Member

Re: Gave Discover some love, Discover gave some back!

Wow! Discover won't budge for me. Guess I need to run some money through them... Smiley Frustrated

Discover it Cash Back - $4,500 ➳ March, 2019
Chase Freedom - $2,800 ➳ November, 2019
Paypal Cashback Mastercard - $10,000 ➳ December, 2019
US Bank Cash+ - $500 ➳ December, 2020
Chase Sapphire Preferred -$6,700 ➳ April, 2021
AMEX Blue Cash Preferred - $6,000 ➳ May, 2021
Message 18 of 23
coreyb80
Valued Contributor

Re: Gave Discover some love, Discover gave some back!

Congrats on the increase!

Message 19 of 23
ChargedUp
Valued Contributor

Re: Gave Discover some love, Discover gave some back!


@cmm89 wrote:

@ChargedUp wrote:

I hadn't used Discover for much beyond the 5% categories for quite a while. I put a $5300 work expense on it on 4/30 (Hoping the CLD fairy wouldn't come and visit due to not using the line.) Statement cut on the 2nd and reported. Reimbusement check in the bank yesterday, PIF Disco today. After doing the payment, I just thought I'd give the love button a try cause... Why not? i haven't touched it in at least a year.

TU08 - 785, 2 scoreable INQ's

 

disco cli 050721.png


You're awesome- congrats!  Discover stopped giving me luv when I stopped using their card Smiley Very Happy


LOL! If there's one thing I've learned about Discover, there's no "one way" love affairs. They want to make some swipe fee's if they're going to ante up on a credit line. Capital One seems to be the same way, as I put similar charges through my Savor MC and gained a $3K auto CLI a few months back.

Discover gave me lots of CLI's during my first year or so (SL was $5500) and quickly shot up from there, but slowed way down once I slowed down on the spend (roughly about the time I passed my cash back match period and took them out of the daily driver wallet position). Even with the little $500 CLI's and outright CLI declines I've had over the last 5 years with the card, I can't say that Discover hasn't been generous with me for what they've seen spend-wise.

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 20 of 23
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