Generous The Home Depot CLI!!!

Anonymous · ‎05-10-2021

@CreditAggie LOL Wow you made it sound even better! 😂

chalupaman · ‎05-10-2021

I need to use mine soon and remember your thread. Got the same limit and was denied for a CLI at the time, but that seems to be the trick. Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

M_Smart007 · ‎05-10-2021

Congratulations on your HD CLI !

althes · ‎05-10-2021

Its usually 6 months between cli.

AllZero · ‎05-10-2021

Congratulations on your CLI! Thank you for sharing the data points.

WavysMommy · ‎05-10-2021

@Anonymous wrote:
As you know, THD is very frugal! But I said "what the hell?" and risked a HP. Asked for an increase from $500 to $15,000 -- countered with $12,500!!!

Now THD is actually a useable card!!!

Can I try again in 30 days? Or is it 90?

DP's:

Total Revolving Debt: $721.
AAoA's: 6-9 months.
Scores: 730-750.
Age of THD Card: 9 Months.
Used ONE time, 8 months ago.
One MILLION Inquiries (lol).

Woooow! Congrats!!

Did you request it online or call in the request? I won't even try yet(only been 4 months for) but will definitely try at month 9. Any other DPs that may be relevant(income, new home, etc)?

gdale6 · ‎05-10-2021

This is what I call a real CLI, grats on it

Mr_Mojo_Risin · ‎05-10-2021

Congrats on a massive CLI!

"One million inquiries" 🤣 Good stuff!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL

Irv02 · ‎05-10-2021

Congratulations on your CLI!!

Total80sKid · ‎05-11-2021

Fantastic CLI! Congrats! 😀

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