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Getting More Of My Synchrony Credit Back

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RSX
Valued Contributor

Re: Getting More Of My Synchrony Credit Back

congrats

 

you have increased your Lowes from $5k->$17k in 3 months?  apparently they have two groups of people working there - the department to limit exposure by closing down accounts - and the dept to run up the CLI's until the other group sees the numbers

 

i could see if they let you reopen accounts and kept limits in the $7500-$10k range for the future - but for them to continue as they were before is very confusing to me

 

all the best to YOU though

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $29.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $8k
Message 21 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@RSX wrote:

congrats

 

you have increased your Lowes from $5k->$17k in 3 months?  apparently they have two groups of people working there - the department to limit exposure by closing down accounts - and the dept to run up the CLI's until the other group sees the numbers

 

i could see if they let you reopen accounts and kept limits in the $7500-$10k range for the future - but for them to continue as they were before is very confusing to me

 

all the best to YOU though


Thank you for the post @RSX 

It is a little confusing.

 It is just a computer program taking

away our credit. I just wanted that computer to give it back.

 I am in a semi unique position to

buck the norms and the tested ways of

going about managing credit. What MyFico does is help

you steer your credit ship safely, following very wise advice. 

This is a good thing. I like testing the limits

of the credit norms and pushing limits.

My first post was about a computer glitch on Citi site I found

where I went and asked for a CLI 7 times,

and got it.

I have gotten 13 BB&T cards from

one hard pull. 80K in credit .

Now I just want my Synchrony credit back.

I ask for CLI's weekly and open new accounts to get it back.

 It is just something else to do. I usualy do not give out credit advice bc

of my way of doing things. But I am allways happy to share

the data points with everyone.

Hope you have a great day :-)

Cheers

 

 

Message 22 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@Anonymous wrote:

Congratulations @UH_HUH ! Nicely done, but be careful of putting too many eggs in that basket! At least I see you making lemonade out of those lemons! 😉


Thank you kindly @Anonymous 

Appreciate the post Sir :-)

All the best to you,

Cheers

Message 23 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@Credit4Growth wrote:

@UH_HUH that is a very nice comeback... keep your eye on  them!

Screenshot_20200821-191000.jpg


Wont keep my eyes on them,

but I will keep my fingers on the keyboard

till I get that last 33K back @Credit4Growth 

Cheers  :-)

Message 24 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back

Thank you @Peanut4211982 

for the post. I appreciate it :-)

Cheers

Message 25 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@CreditAggie wrote:

Congratulations on your Amazon Store Card CLI!


Thank you @CreditAggie 

Allways great reading your posts :-)

Cheers

Message 26 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@gdale6 wrote:

Congrats on the CLI Smiley Happy

 

I would make sure to use the Synch accounts to avoid any possible CLD moving forward. Seems they are getting more of wanting use.


Thank you for the advice @gdale6 

It is allways appreciated. My needs are not being met

with this lender. I'm willing to bet they come around :-)

Cheers

Message 27 of 30
UH_HUH
Valued Contributor

Re: Getting More Of My Synchrony Credit Back


@AllZero wrote:

Congratulations on your CLIs! No pain, no gain. Smiley Very Happy


Thank Buddy :-)

My favorite posting partner LOL!!!

Hope all is well in @AllZero World :-)

Cheers

Message 28 of 30
M_Smart007
Legendary Contributor

Re: Getting More Of My Synchrony Credit Back


@UH_HUH wrote:

@AllZero wrote:

Congratulations on your CLIs! No pain, no gain. Smiley Very Happy


Thank Buddy :-)

My favorite posting partner LOL!!!

Hope all is well in @AllZero World :-)

Cheers


You can always count on @AllZero waving-hi-text-smiley-emoticon.gif

 

Message 29 of 30
AllZero
Mega Contributor

Re: Getting More Of My Synchrony Credit Back


@M_Smart007 wrote:

@UH_HUH wrote:

@AllZero wrote:

Congratulations on your CLIs! No pain, no gain. Smiley Very Happy


Thank Buddy :-)

My favorite posting partner LOL!!!

Hope all is well in @AllZero World :-)

Cheers


You can always count on @AllZero waving-hi-text-smiley-emoticon.gif


Blue Wave GIF - Blue Wave Tsunami - Discover & Share GIFs | Ocean gif,  Waving gif, Waves

Message 30 of 30
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