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Getting No Love..lol

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GETTNBETTER78
Member

Re: Getting No Love..lol

Called B of A for reconsideration for my Alaska Airline Visa, and the guy asked me about 5 questions and immediately approved it for $5k!  Didn't bother asking him why it was originally denied.  They pulled Experian.  B of A usually pulls TU or Equifax, but I guess you just never know.  Pretty happy about it.

Message 11 of 14
djc1puno
Valued Contributor

Re: Getting No Love..lol

like everyone has mentioned, your medical collections is what's causing the disparity...try the GW letters to see if you can get them deleted...otherwise, i would stick to apping for cards that pull TU exclusively as you have a nice score Smiley Happy gl Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 12 of 14
GETTNBETTER78
Member

Re: Getting No Love..lol

I believe my paid medical collections are whats causing the score differences, but thankfully B of A looked past them. It may be because they are paid, but as I stated they pulled my EX which shows those paid collections and I was still able to get a $5000 limit on reconsideration.  Maybe the credit analyst was just in the XMAS spirit!  Thanks for all the advice.

Message 13 of 14
alvon123
Super Contributor

Re: Getting No Love..lol


@GETTNBETTER78 wrote:

Called B of A for reconsideration for my Alaska Airline Visa, and the guy asked me about 5 questions and immediately approved it for $5k!  Didn't bother asking him why it was originally denied.  They pulled Experian.  B of A usually pulls TU or Equifax, but I guess you just never know.  Pretty happy about it.


congrats


Message 14 of 14
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