Giant cap 1 cli out of the clear blue sky

[SUPERSQUID]

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022

[GatoradeZeroGuy]

Congrats on the CLI, wow! 

[Ontherise2020]

Congrats on the CLI! 

[Anonymalous]

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@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022

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Congratulations, that's amazing!

Our situations should be comparable, because my Quicksilver also started as a Platinum with a $300 SL in May 2021. But I haven't gotten a single CLI. Any tips? My spend's been on and off -- token spend for the first couple months, then a few months where I spent up to 150% of the CL, then token spend for a few months (I got frustrated and sockdrawered it), and then back up to about 2/3rds the CL for the last few months. I always PIF, and don't let any significant balances report.

[CYBERSAM]

Congrats on your Cap1 QS CLI 🤑👍

[SUPERSQUID]

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@Anonymalous wrote:

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@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022

---

Congratulations, that's amazing!

Our situations should be comparable, because my Quicksilver also started as a Platinum with a $300 SL in May 2021. But I haven't gotten a single CLI. Any tips? My spend's been on and off -- token spend for the first couple months, then a few months where I spent up to 150% of the CL, then token spend for a few months (I got frustrated and sockdrawered it), and then back up to about 2/3rds the CL for the last few months. I always PIF, and don't let any significant balances report.

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It must be partly luck. the first 5 months i had the card i used 40 pct of the cl each month and pif AFTER the statement cut , 300 - auto to 1800 at 5th month. then i used the card every month and kept at least a 30 - 40 pct of cl running balance and at month 11 i requested a cli and got 200, 1800 - 2000. then i carried about a 40 pct running balance using the card every month but 3 months ago i paid it to zero and let it sit 2 months, this month i put 1 6 dollar charge on it. cap 1 is a head scratcher.

[Anonymalous]

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@SUPERSQUID wrote:

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@Anonymalous wrote:

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@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022

---

Congratulations, that's amazing!

Our situations should be comparable, because my Quicksilver also started as a Platinum with a $300 SL in May 2021. But I haven't gotten a single CLI. Any tips? My spend's been on and off -- token spend for the first couple months, then a few months where I spent up to 150% of the CL, then token spend for a few months (I got frustrated and sockdrawered it), and then back up to about 2/3rds the CL for the last few months. I always PIF, and don't let any significant balances report.

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It must be partly luck. the first 5 months i had the card i used 40 pct of the cl each month and pif AFTER the statement cut , 300 - auto to 1800 at 5th month. then i used the card every month and kept at least a 30 - 40 pct of cl running balance and at month 11 i requested a cli and got 200, 1800 - 2000. then i carried about a 40 pct running balance using the card every month but 3 months ago i paid it to zero and let it sit 2 months, this month i put 1 6 dollar charge on it. cap 1 is a head scratcher.

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Interesting, so you spent about $600 in the first 5 months (0.4x300x5), while I spent about $450 in month 5, and more than $400 in month 6. So it's clearly completely unrelated to total spend. If I had to guess, they're looking for consistent spend over time, which I've been bad at. Or allowing the balance to report.

But yeah, I don't understand Capital One at all.

[SouthJamaica]

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@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022

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Congratulations. A nice surprise.

[NoMoreE46]

$300 to $5000 is a 1,567% increase within just 17 months- nice.

[SUPERSQUID]

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@NoMoreE46 wrote:

$300 to $5000 is a 1,567% increase within just 17 months- nice.

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And what makes it more bizarre is i burned cap 1 for about 5k in my bk7 in dec 2019.

EDIT - LOL, My cash advance limit is still 150.00 tho.