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Giant cap 1 cli out of the clear blue sky

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Anonymalous
Established Contributor

Re: Giant cap 1 cli out of the clear blue sky



@SUPERSQUID wrote:

@NoMoreE46 wrote:

$300 to $5000 is a 1,567% increase within just 17 months- nice.

 

 


And what makes it more bizarre is i burned cap 1 for about 5k in my bk7 in dec 2019.

 

EDIT - LOL, My cash advance limit is still 150.00 tho.


So's mine!

 

At least the APR seems to have stopped increasing at 29.99%. It seems a little strange that the APR for someone who gets a new Platinum today is lower (28.49%). As the prime rate increases, they quickly adjust the rate up for current customers, but not for new customers.

 

Maybe they're trying to match the amount you burned them for? I suppose that makes as much sense as anything else Cap1 does.

 

Message 11 of 45
SUPERSQUID
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky


@Anonymalous wrote:


@SUPERSQUID wrote:

@NoMoreE46 wrote:

$300 to $5000 is a 1,567% increase within just 17 months- nice.

 

 


And what makes it more bizarre is i burned cap 1 for about 5k in my bk7 in dec 2019.

 

EDIT - LOL, My cash advance limit is still 150.00 tho.


So's mine!

 

At least the APR seems to have stopped increasing at 29.99%. It seems a little strange that the APR for someone who gets a new Platinum today is lower (28.49%). As the prime rate increases, they quickly adjust the rate up for current customers, but not for new customers.

 

Maybe they're trying to match the amount you burned them for? I suppose that makes as much sense as anything else Cap1 does.

 


It cant be a match of what i burned them for since my total limits with them are 10,600.00

KOHLS - 2500

 

SAVOR ONE - 3100

 

QS - 5000

 

My interest is also 29.9

{ BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 12 of 45
CardHunter
Frequent Contributor

Re: Giant cap 1 cli out of the clear blue sky

Very nice congrats on your Cap One CLI! I'm hoping Cap One will show me some love with my Wal-Mart Mastercard next month when it turns 1 year old. Congrats again.

Message 13 of 45
cashorcharge
Community Leader
Senior Contributor

Re: Giant cap 1 cli out of the clear blue sky

WooHoo!! Congratulations on your Cap1 Approval!!👏🏼🍾🥂

Message 14 of 45
user979797
Frequent Contributor

Re: Giant cap 1 cli out of the clear blue sky

What a nice surprise for you Congrats on the 3K increase and to find out your card can grow Smiley Happy

>
Message 15 of 45
firefox100
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky

Congratulations have fun and enjoy it.

Message 16 of 45
KingRue8500
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky

Congrats on your Capital One Quicksilver Rewards Auto CLI




Message 17 of 45
805orbust
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky

Very nice my friend... especially given CapOne these days!  Congrats! 


Message 18 of 45
HappyGoLucky4U
New Contributor

Re: Giant cap 1 cli out of the clear blue sky


@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022


That's amazing!  Could you share some of your stats? Score, new accounts, inquiries and any other information with the usage of the card prior to the PCLI?  Thank you?

Message 19 of 45
SUPERSQUID
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky


@HappyGoLucky4U wrote:

@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022


That's amazing!  Could you share some of your stats? Score, new accounts, inquiries and any other information with the usage of the card prior to the PCLI?  Thank you?


Sure, I outlined my usage to Anonomalous upthread.

My fico's are in the 680's - 690's range, my inqs are  17.

My new accounts are quite a few  4/6 mos,7/12 mos, 13/24 mos.

{ BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 20 of 45
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