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Giant cap 1 cli out of the clear blue sky

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SUPERSQUID
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky


@Legal_Girl wrote:

Wow... Congratulations.. I couldn't get a credit limit increase from them if I ruled the world.. Every other card I have - yes, Capital One - No.


I see people say Discover is a mystery but so is cap 1, I still have no clue what i did right.

{ BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 41 of 45
NoMoreE46
Community Leader
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky

Yep, I am so fusedcon.

 


@SUPERSQUID wrote:


It must be partly luck. the first 5 months i had the card i used 40 pct of the cl each month and pif AFTER the statement cut , 300 - auto to 1800 at 5th month. then i used the card every month and kept at least a 30 - 40 pct of cl running balance and at month 11 i requested a cli and got 200, 1800 - 2000. then i carried about a 40 pct running balance using the card every month but 3 months ago i paid it to zero and let it sit 2 months, this month i put 1 6 dollar charge on it. cap 1 is a head scratcher.


 

Message 42 of 45
babygirl1256
Senior Contributor

Re: Giant cap 1 cli out of the clear blue sky

Congrats on your Cap 1 CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 43 of 45
IamWesty12
Frequent Contributor

Re: Giant cap 1 cli out of the clear blue sky


@SUPERSQUID wrote:

I just got an email from cap 1 that my QS just got a bump to 5k, was previously 2k.

i havent used the card for a couple of months until this month when i charged 6 bucks on it, otherwise i would pif each month. i was using up to 800 a month of cl before about 3 months ago. i thought this card was bucketed because it started as a 300 platinum  may 2021.

300 - 1800 - 2000 - 5000 since may 2021.

my only requested cli was the 1800 - 2000 one  april 2022


@SUPERSQUID woah....you weren't kidding, that is huge for C1, CONGRATS!!!!

Starting Score: 461
Current Score: 689
Goal Score: 775


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Message 44 of 45
SUPERSQUID
Valued Contributor

Re: Giant cap 1 cli out of the clear blue sky

img20221125_20341466.jpg

{ BK7 DC 12/2019 } target 1000/ kohls 3000/ discover IT cb 5500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 7.5k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 6k

>/ nfcu platinum 3k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
Message 45 of 45
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