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Ginormous disco cli

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Established Contributor

Re: Ginormous disco cli


@Andypanda wrote:

After getting a $1,900 Cli from disco last month I decided to try again this month. I got a whopping $100 cli. At least it’s better than nothing.


LOL.. congrats though. DISCOVER is still a lot better to give something for CLI without hard pulls, unlike CHASE. I got my second discover card for 7500 less than a year ago, and after two 500 dollars CLIs its now 8500. CHASE didn’t give me anything in last 6 years !!


Starting Score: EQ: 499
Current Score: FICO 8 EX: 733, EQ: 724, TU: 744, FICO 9 EX: 774, EQ: 765, TU: 769



Shell FCU : 5K, CreditOne: 700, BBVACompass Express Loan : $35000
Message 11 of 18
Valued Contributor

Re: Ginormous disco cli

It's better than nothing at all Smiley Happy Congrats!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 12 of 18
Established Contributor

Re: Ginormous disco cli

I got a small one and after a while, I got one for 1500. At least it's a softpull.
Message 13 of 18
Senior Contributor

Re: Ginormous disco cli

Ouch.. and i thought the SJS special was bad (300$), or the AJC special (500$).. now with have an AndyPanda Special (100$).. from good ole Miss Disco...... I think thats the smallest CLI Iv seen from her.... 

 

Something is better than zero/nothing.. but yeah.. I could see how that would feel like an insult...

Better luck next time...

-J

 

 

Message 14 of 18
Established Contributor

Re: Ginormous disco cli


@ImTheDevil wrote:
If it makes you feel any better, that’s $2k more in CLIs than I’ve gotten... Smiley Happy

@ImTheDevil  What card do you have, for how long, sl?  Yes! I'm nosey but hey....I have a measly 500 and looking to the day Smiley Sad

Current Scores: EQ 746, TU 756, EX 739
Goal Scores 780's
"My Take Home Pay Don't Take Me Home"
Disco 1.5k/Cap1 QS 750/Lowes Bus 5k/Home Depot 5k/Synovus loc 75k/Staples Bus 1k/ Comenity HSN 4k/Walmart 2.5K/Chase 16.5K
Message 15 of 18
Valued Contributor

Re: Ginormous disco cli

Congrats on the massive CLI! Smiley Very Happy



Scores - All bureaus 750 +/-
TCL - Est. $250K
Message 16 of 18
Valued Contributor

Re: Ginormous disco cli

@Laurachrissy, I have the Disco IT cash card. SL is $2800 and I opened the card in August of 2018. I’m not really surprised at having no CLI yet as I only started rebuilding in early 2018, and am currently above ideal utilization. I’m thinking this summer is when I should have a much better chance at it based on my profile. Of course Disco is as predictable as a bipolar 5 year old on amphetamines so anything could happen, but in the perspective of the factors I can control to boost my chances, I should be positioned much better for a CLI in a few months.
Rebuild commenced 5/2018

AmEx Delta Skymiles Gold | AmEx Hilton Honors Ascend | AmEx Hilton Honors | Discover IT | Target | VS | Home Depot | Lowes | CapOne QuickSilver | Wayfair | Kohl’s

Charter Member of the Disco “No CLI For You!” Club



Message 17 of 18
Valued Contributor

Re: Ginormous disco cli


@Andypanda wrote:

After getting a $1,900 Cli from disco last month I decided to try again this month. I got a whopping $100 cli. At least it’s better than nothing.


At least that rounded off your CL, 


FICO 8 Starting Score

Current Scores






Message 18 of 18