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Glad I Joined the Navy (FCU)

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ItsCASHual
Regular Contributor

Glad I Joined the Navy (FCU)

I've been a member for nearly 2 years (in Jan.) with both checking & savings accts.  I have never applied for any credit products with them at all. Last night I decided to apply for cash rewards card. Instant approval for $5,000. I about fell off my chair. BAM.

 

Now I have a couple questions for those of you more familiar with Navy's credit products....

1) Do I use it heavily and pay in full monthly to enhance my future cards/credit limits with them?

2) Remind me please--I should apply for CLI 91/3, right? And also app for another card with them at the same time? Or not?

FICO 8

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Glad I Joined the Navy (FCU)

Congrats on your NFCU CashRewards approval! You can ask for a CLI and then apply for your 2nd card at 91/3.

Message 2 of 15
1hotcat
Regular Contributor

Re: Glad I Joined the Navy (FCU)

Congrats on the Approval  !!!!

 

I was just approved about 2 weeks ago and been looking for recent data points as well. 

 

Pull up 91/3 in the search all content ... YMMV base on your profile

 

Good Luck !!!!


Starting Scores:




Starting Score: 500
Current Score: 736
Goal Score: 740 (All 3 Bureau's) June 2024 **


Take the myFICO Fitness Challenge
The 1st stone looks just like a stone until one day you realize that you put one on top of the other and now it's a skyscraper .  

Message 3 of 15
AllZero
Mega Contributor

Re: Glad I Joined the Navy (FCU)

Congratulations on your approval!
Message 4 of 15
Rebuild2019
Valued Contributor

Re: Glad I Joined the Navy (FCU)

Congrats 🎉🎈 on your approval!!!

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 15
Pro-X
Frequent Contributor

Re: Glad I Joined the Navy (FCU)

Congrats on your approval!!


Message 6 of 15
Meanmchine
Super Contributor

Re: Glad I Joined the Navy (FCU)

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 15
Anonymous
Not applicable

Re: Glad I Joined the Navy (FCU)

Congrats on your approval. 


Message 8 of 15
Cred4All
Valued Contributor

Re: Glad I Joined the Navy (FCU)

Congrats!!


Message 9 of 15
M_Smart007
Legendary Contributor

Re: Glad I Joined the Navy (FCU)

 

Congrats on your Navy approval!!!

 

Message 10 of 15
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