cancel
Showing results for 
Search instead for 
Did you mean: 

Go Navy, indeed! 15k 2nd card approval!

Highlighted
Valued Member

Go Navy, indeed! 15k 2nd card approval!

So, I've been stalking the NFCU threads for quite a while. I joined and was approved for a very modest SL of $700 for the GoRewards card. To be honest, I was a little discouraged because I saw people with way lower scores and lots of baddies who got the high SL right off the bat. 

Anyway, I've been biding my time and waiting for my 91/3... it arrived today. First I tried for a CLI with my existing and they gave me 2100- 3x cli. After that I went for the platinum card and voila, $15k SL! It pays to wait, folks. I think I really wanted to post this to let others know not to get TOO discouraged if they start you off low, it WILL pay off eventually. Yay!!

 

Some DP's:

690 TU Fico 8/ 680 Fico 9 TU

One 60 days late about 6 years ago still on report

AAOA 1.5 

Income just north of 100k

Utililization 8%

 

Untitled.jpg

Message 1 of 19
18 REPLIES 18
Highlighted
Moderator

Re: Go Navy, indeed! 15k 2nd card approval!

Great approval, enjoy Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 19
Highlighted
Frequent Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

Congrats on your approval! Very nice limit as well Smiley Happy

Message 3 of 19
Highlighted
Community Leader
Senior Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

Amazing combo of SL and APR. Go Navy! Beat Army! 

Oh wait...that doesn’t apply here...

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 4 of 19
Highlighted
New Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

congrats,your story sounds like mine.just the cards are a different.

Message 5 of 19
Highlighted
Moderator

Re: Go Navy, indeed! 15k 2nd card approval!

Congratulations on your approval 

1 (one) Safeway reward
(zero) RiteAid points
Goal : Fill out paperwork for Fred Meyer loyalty card and get a fancy dangly key fob
Message 6 of 19
Highlighted
Super Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

21785i28A83A703392EAB8.gif

Message 7 of 19
Highlighted
Valued Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

Congratulations-GIF-Greetings.gif

Message 8 of 19
Highlighted
Member

Re: Go Navy, indeed! 15k 2nd card approval!

Awesome!


EQ - 593 TU - 587 EQ - 567 Currently Credit Rebuilding
Message 9 of 19
Highlighted
Mega Contributor

Re: Go Navy, indeed! 15k 2nd card approval!

Congrats! &

Message 10 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.