Golden 1 CC Approval!!!! 5K @ 7.79%

[Anonymous]

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 

[Anonymous]

---

@Anonymous wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 

---

Welcome to MyFICO

Congrats on your approval.  Very nice APR

[AverageJoesCredit]

Well done indeed.

[BPebbles]

Welcome to myFico!  Congratulations on the new card and the low APR!!

Can you tell us which bureau they pulled for the CC and whether it was a new pull if you just joined Golden 1 recently?

[Anonymous]

---

@Anonymous wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 

---

Congrats! This is one of my wish cards. Do you live in California?

[Anonymous]

Congrats!!!

[Anonymous]

---

@Anonymous wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 

---

Congratulations thonymtc!!!

Wow that is amazing.  If you don't mind sharing a few data points:

1. What credit bureau did they pull for you?

2. What was your FICO score?

3. Did you have any baddies on your credit report?

Keep up the good work ;-)

[Anonymous]

Outstanding! Great APR!

[Total80sKid]

Fantastic!

We have Golden 1 here in California. Been thinking about finding a CU instead of a regular bank.

Might have to do some research