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Golden 1 CC Approval!!!! 5K @ 7.79%

thonymtc
New Visitor

Golden 1 CC Approval!!!! 5K @ 7.79%

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 

Message 1 of 9
8 REPLIES 8
Irish80
Moderator Emeritus

Re: Golden 1 CC Approval!!!! 5K @ 7.79%


@thonymtc wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 


Welcome to MyFICO

 

Congrats on your approval.  Very nice APR

Message 2 of 9
AverageJoesCredit
Community Leader
Mega Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%

Well done indeed. Smiley Happy
Message 3 of 9
BPebbles
Frequent Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%

Welcome to myFico!  Congratulations on the new card and the low APR!!

 

Can you tell us which bureau they pulled for the CC and whether it was a new pull if you just joined Golden 1 recently?

Message 4 of 9
CO_NATIVE
Valued Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%


@thonymtc wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 


Congrats! This is one of my wish cards. Do you live in California?


Message 5 of 9
Chantels1
Regular Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%

Congrats!!!
Rebuilding Since 4/2017 No FICO, No Credit Cards. Now FICO 8 655EX, 678 EQ, 753 TU!
Gardening 6/08/17 to 12/1/17
Message 6 of 9
FICOdeMio
Frequent Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%


@thonymtc wrote:

Applied and wasn't instiantly apporoved. They left a message in their message center that I had to call them and then they wanted me to verify my address cause I was using a mailing one and they wanted aphysical. Once I gave that to them they said I was approved for a 5k limit at their lowest interest rate of 7.79%. He offered a car loan or persoanl loan but I don't need them so I passed. Now the wait begins to receive the card. 


Congratulations thonymtc!!!

 

Wow that is amazing.  If you don't mind sharing a few data points:

 

1. What credit bureau did they pull for you?

2. What was your FICO score?

3. Did you have any baddies on your credit report?

 

Keep up the good work ;-)


Starting Score: EQ 593, TU 600, EX 612
Current Score: EQ 850, TU 850, EX 843
Goal Score: EQ 750, TU 750, EX 780


Take the myFICO Fitness Challenge
Message 7 of 9
Musiclover
Super Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%

Outstanding! Great APR!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 9
Total80sKid
Established Contributor

Re: Golden 1 CC Approval!!!! 5K @ 7.79%

Fantastic!

We have Golden 1 here in California. Been thinking about finding a CU instead of a regular bank.

Might have to do some research Smiley Happy
Message 9 of 9
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