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Golden 1 Credit Union approved!

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New Contributor

Golden 1 Credit Union approved!

I applied and was approved for their Visa card the last week of August. I've been waiting to post until I had the card up and running, and it looks like everything is going smoothly.


Golden 1 CU is open to anyone who lives or works in California, or has a family member with a current G1CU account. I joined in my local branch by opening a basic no-fee savings account. Minimum deposit is $1, but I splurged with $5. Then I asked about their Platinum Visa. The rep submitted my app and I was instantly approved for $5000. Their minimum SL is $2000, and honestly I would've been happy with that, but I am not complaining. My APR is their lowest, at 9.79%.


The card arrived in the mail the following week. I immediately phoned and asked to change the due date. No problem, since I hadn't used the card yet. That change went through the next day and I started using it right away. This is a very nice cashback card for year-round 3% on groceries, gas, and restaurants (not fast food). The CB dollars will be posted to my savings account.


They pulled Experian, which was 777 that day. Today's updated score is 772.


EQ 773 || EX 772 || TU 750
Senior Contributor

Re: Golden 1 Credit Union approved!


Congrats on you're approval, nice APRSmiley Happy


Message 2 of 8
Frequent Contributor

Re: Golden 1 Credit Union approved!

WTG on your approval!!

Don't know much about that particular CU

but I do know 5K is better then 2K ;-)

Great APR also


Message 3 of 8
Community Leader
Super Contributor

Re: Golden 1 Credit Union approved!

Congrats on getting a nice georestricted cardSmiley Happy
#ChaseCreditCardHobby Enthusiast
Message 4 of 8
Valued Contributor

Re: Golden 1 Credit Union approved!

Congrats on your approval!!
Message 5 of 8

Re: Golden 1 Credit Union approved!

Sweet, grats on the new CU card Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 8
Valued Member

Re: Golden 1 Credit Union approved!

Congratulations on your approval!

Message 7 of 8
Established Contributor

Re: Golden 1 Credit Union approved!

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Starting Score: 651
Current Score: 683
Goal Score: 751

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Message 8 of 8
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