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Golden 1 Credit Union approved!

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Anonymous
Not applicable

Golden 1 Credit Union approved!

I applied and was approved for their Visa card the last week of August. I've been waiting to post until I had the card up and running, and it looks like everything is going smoothly.

 

Golden 1 CU is open to anyone who lives or works in California, or has a family member with a current G1CU account. I joined in my local branch by opening a basic no-fee savings account. Minimum deposit is $1, but I splurged with $5. Then I asked about their Platinum Visa. The rep submitted my app and I was instantly approved for $5000. Their minimum SL is $2000, and honestly I would've been happy with that, but I am not complaining. My APR is their lowest, at 9.79%.

 

The card arrived in the mail the following week. I immediately phoned and asked to change the due date. No problem, since I hadn't used the card yet. That change went through the next day and I started using it right away. This is a very nice cashback card for year-round 3% on groceries, gas, and restaurants (not fast food). The CB dollars will be posted to my savings account.

 

They pulled Experian, which was 777 that day. Today's updated score is 772.

 

15 REPLIES 15
M_Smart007
Legendary Contributor

Re: Golden 1 Credit Union approved!

 

Congrats on you're approval, nice APRSmiley Happy

 

Message 2 of 16
UH_HUH
Valued Contributor

Re: Golden 1 Credit Union approved!

WTG on your approval!!

Don't know much about that particular CU

but I do know 5K is better then 2K ;-)

Great APR also

Cheers

Message 3 of 16
AverageJoesCredit
Legendary Contributor

Re: Golden 1 Credit Union approved!

Congrats on getting a nice georestricted cardSmiley Happy
Message 4 of 16
Anonymous
Not applicable

Re: Golden 1 Credit Union approved!

Congrats on your approval!!
Message 5 of 16
gdale6
Moderator Emeritus

Re: Golden 1 Credit Union approved!

Sweet, grats on the new CU card Smiley Happy
Message 6 of 16
OthTielo
New Contributor

Re: Golden 1 Credit Union approved!

Congratulations on your approval!

Message 7 of 16
SEAlifer
Established Contributor

Re: Golden 1 Credit Union approved!

shia clap.gif

AU

Message 8 of 16
Anonymous
Not applicable

Re: Golden 1 Credit Union approved!

Hp? or SP? for membership and or the card?

Message 9 of 16
AllZero
Mega Contributor

Re: Golden 1 Credit Union approved!

Congratulations on your approval!
Message 10 of 16
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