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Golden1 Cash Rewards+ $10,000.00 ***Approved

M_Smart007
Legendary Contributor
‎10-19-2022 08:44 PM
‎10-19-2022 08:44 PM

Golden1 Cash Rewards+ $10,000.00 ***Approved

 

Golden1 Credit Union Cash Rewards+ Visa Signature $10,000.00 Instant Approval.

 

Golden 1 CC Approval 1a.png

 

 

DP's

EX -> "HP" 

FICO 8 -> 777

FICO BankCard SCORE 8 -> 792 Experian data Oct 19, 2022
Your FICO® Bankcard Score 9 -> 779 , pulled on 10/08/2022 from Experian

38/24 inquiries

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4/10 months (4 new accts. / 10 months)

 

17/24 new accounts (reporting)

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Over 80 open accounts. / 40 closed / 123 reporting.

AAoA = 3 yrs 7 mos / per EX

AoOA =  39+ / AMERICAN EXPRESS - June 1983

AoYRA = 3 NEW Accts. " Affinity FCU ,  Patelco CU & GM Rewards

AZE4 - At time of request  PenFed 50% util., Citi DC 28%, Affinity CR 8% & Lowe's 1%

(1) open installment loan reporting $20.00 on $25K Limit

Several PIF Auto & PL's.

No Mortgage

No open Auto loans.

Very thick aged clean profile.

Sufficient Income.

 

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Message 1 of 42
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41 REPLIES 41
PapaTunde
Established Contributor
‎10-19-2022 09:02 PM
‎10-19-2022 09:02 PM

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

Congrats on your new approval

Never heard of this CU before

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 2 of 42
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Anonymous
Not applicable
‎10-19-2022 09:12 PM
‎10-19-2022 09:12 PM

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

Visa! Too bad the design is hideous and has 1% FTF. Congrats! # of new accts doesn't mean a thing to terrific history!

Message 3 of 42
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805orbust
Valued Contributor
‎10-19-2022 09:53 PM
‎10-19-2022 09:53 PM

Re: Golden 1 Cash Rewards+ $10,000.00 ***Approved

@M_Smart007 YEAH BABY!!!! Congrats on the pickup!!



Message 4 of 42
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dkm23
Established Member
‎10-20-2022 01:43 AM
‎10-20-2022 01:43 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Congrats on your approval!

 







Message 5 of 42
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FireMedic1
Community Leader<br> Mega Contributor</br>
Community Leader
Mega Contributor
‎10-20-2022 03:26 AM
‎10-20-2022 03:26 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Congrats M Money!!!!!!!!!

money.JPG



Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my recovery after BK from learning here. Started 540's. EX FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.
Message 6 of 42
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MySunset271
Established Contributor
‎10-20-2022 03:44 AM
‎10-20-2022 03:44 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Congratulations on your Golden 1 Visa approval🎉🎉🎉

Credit Cards
blue-cash-everydayAmex-Every-Day-Credit-CardLife-Spotlightdiscoverwilliams-sonoma-cart-art-sigciti-custom-cash-222x140freedom-cal-freedom-flex-cardvisa-traditional-card-800x450card-Art-Fidelity-Rewards-Signature-cardelanciti-costco-ImgurNavy-Fed-PlatinumlowesCiti-Double-Cashdownload
Banks and Credit Unions
Fidelity-EmblemChase-bank-logo-btimages-q-tbn-ANd9-Gc-Rt-NBFdv-QEf-SSb-XJc-NEGL2a9k-H0jda-O-V2y-J5ws3o-A-sfdutwxhltys6icxngf0idcu-logo-icon-169287
FICO8 TU 777 EX 779 EQ 787
Message 7 of 42
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Laredo
Contributor
‎10-20-2022 04:04 AM
‎10-20-2022 04:04 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Congratulations.  First time I heard of this CU.

(Ch13 Discharged 07/22) Current Cards: American Express Gold: NPSL | American Express Blue Cash Everyday: $15,000 | American Express Delta SkyMiles Platinum: $1,700 | Navy Federal Credit Union Cash Rewards: $10,000 | Dover Federal Credit Union Cash Back: $10,000 | Penfed Cash Rewards: $7,500 | Truist Enjoy Cash: $5,500 | Truist Enjoy Travel: $5,500 | Truist Future: $3,500 | Bread American Express Cash Back $8,500 | Discover it $12,000 | USAA Rewards Amex $12,000 | Kohl’s $800 | Care Credit $7,000 | Lowes $3,000 | Amazon Store Card $1,500 | Jared $5,000
Total Revolving Credit: $108,500
Closed Rebuild Cards: Ollo Platinum: $3,900 | Ollo Rewards: $3,000 | Mercury $3,000 | Surge Card $1,000
Message 8 of 42
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SUPERSQUID
Valued Contributor
‎10-20-2022 04:14 AM
‎10-20-2022 04:14 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

CONGRATS!!!!!

NICE ONE!!!!!

M SMARTM SMART

{ BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 100k
Retired since 2017
Message 9 of 42
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raisemysc0re
Established Contributor
‎10-20-2022 04:43 AM
‎10-20-2022 04:43 AM

Re: Golden1 Cash Rewards+ $10,000.00 ***Approved

Congrats!

4% gas sounds nice... 

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 10/24/22):

Current Fico9 Scores (Updated 10/24/22):


Message 10 of 42
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