Goldman Sachs Apple Card Approval!!!

Misfit88 · ‎07-18-2021

I was messing around on Credit Karma a few minutes ago, and I had a credit card recommendation, the Goldman Sachs Apple Card. My chances of approval are outstanding lol! So I looked into it a little more, and it said see if your pre-qualified with no impact to your credit score, so I said what the heck right! Instant approval with a SL of 2500$. I wasn't expecting that much, but I sure will take it! This card will be used for Apple purchases only!

Current FICO 8 Scores - EX: 756 - EQ: 727 - TU: 750

Discover IT Cash Back- $6,500
Goldman Sachs Apple Card- $7,000

American Express Gold- NPSL ($7,500 POT)(AU)
Bank of America Cash Rewards- $18,400 (AU)
Citi Custom Cash- $4,300 (AU)
Chase Amazon Prime Whole Foods- $1,700 (AU)
NBKC Business Cash Preferred- $3,000

finfree · ‎07-18-2021

Congratulations! Just to be clear, it's a hard pull if you actually accept the offer, right?

Starting Score (October 7, 2010): EQ: 698 TU: 709
Interim Score: EQ (October 21, 2010): 714 TU (November 2, 2010): 732
More Recent Interim Score: (March 14, 2018- all FICO8): TU: 831: EQ: 824: EX: 827
Goal Score: 850 all

M_Smart007 · ‎07-18-2021

Congratulations on your Apple approval.

CreditAggie · ‎07-18-2021

Congratulations on your Apple Card approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

gdale6 · ‎07-18-2021

Grats on your Apple card approval

Misfit88 · ‎07-18-2021

I'm not 100% sure. I want to say no because I didn't get any alerts that info was pulled from my reports. Maybe some seasoned vets can weigh in on this.

Current FICO 8 Scores - EX: 756 - EQ: 727 - TU: 750

Discover IT Cash Back- $6,500
Goldman Sachs Apple Card- $7,000

American Express Gold- NPSL ($7,500 POT)(AU)
Bank of America Cash Rewards- $18,400 (AU)
Citi Custom Cash- $4,300 (AU)
Chase Amazon Prime Whole Foods- $1,700 (AU)
NBKC Business Cash Preferred- $3,000

Red1Blue · ‎07-18-2021

Congrats

Elpadrino1 · ‎07-18-2021

Congratulations on your approval!!

TSlop · ‎07-18-2021

Congrats on your approval!

Mischa · ‎07-18-2021

@Misfit88 wrote:
I'm not 100% sure. I want to say no because I didn't get any alerts that info was pulled from my reports. Maybe some seasoned vets can weigh in on this.

Congrats on the approval! Yes, HP on approval. They pull TU FICO 9. Let us know if you don't end up receiving one, that'd be an interesting DP for sure.

I wish more lenders switched to this approach where you can see if you're approved and the SL before accepting the offer.

$2500 was also my SL when I recently got this card. Make sure to request CLI after 90 days (always SP). I just received my first one and went to 4k. Enjoy the card!