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Got a little "luv" from Paypal/GE

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pt2005
Regular Contributor

Got a little "luv" from Paypal/GE

I called Paypal to ask for CLI about 2 weeks ago when my account was about 3+ months. Declined.

Today I'm seeing an increase in my online account from $800 to $900. Wow, $100 increase Smiley Happy

 

My question is: I will hit the 4th statement mark in 3 days. Should I call again to ask for CLI as far as the 4th cycle thing goes. Or should I wait another 4 months due to the auto CLI that just happened today?

 

Thanks

FICO Scores 8: EX 731, EQ 731, TU 725

Credit Cards: Chase Freedom 9.5K | AMEX TrueEarnings 4.5K | Cap1 Venture Visa 3.5K | Cap1 QS MC 3.5K | Discover IT 1K | Cap1 Spark Cash 15K | AMEX SimplyCash 9K

Store: PayPal SmartConnect 10K | JCP 5.2K | Banana 3.3K | Walmart 4.5K | Kohls 1.5K | TargetRED 200
Message 1 of 5
4 REPLIES 4
Cadillac-XTS
Established Contributor

Re: Got a little "luv" from Paypal/GE

Congrats. Every lil helps

Message 2 of 5
snowkitty
Established Contributor

Re: Got a little "luv" from Paypal/GE

Congrats! I'm curious how it works too....if it's 4 months of statements or 4 months since last cli
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 3 of 5
Epcot
Valued Contributor

Re: Got a little "luv" from Paypal/GE

Congrats, albeit small, on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 4 of 5
pt2005
Regular Contributor

Re: Got a little "luv" from Paypal/GE

After a little "luv" auto CLI of $100 last week, I noticed my 4th statement has a "Congratulations! Your credit limit has been increased!" sentence at the top and bottom of the statement. So I went ahead and called GE backdoor number asking for CLI of $2000. The rep went away for about 3 mins and came back asking for my DOB to verify something and APPROVED. She then asked "what else can I do for you". I said I would like to see if I am qualified for 2x of the new CL. She said give me about 3 mins. So went and came back DENIED. Will get a 7-10 letter.

 

Well it's all good because I now have a $2000 limit on my Paypal smart connect. I started out in July 2012 with $800 initial. I'm sure GE will love me more and more later on. On the bright side, I'll have a free FICO score coming in the mail in 7 days Smiley Very Happy

FICO Scores 8: EX 731, EQ 731, TU 725

Credit Cards: Chase Freedom 9.5K | AMEX TrueEarnings 4.5K | Cap1 Venture Visa 3.5K | Cap1 QS MC 3.5K | Discover IT 1K | Cap1 Spark Cash 15K | AMEX SimplyCash 9K

Store: PayPal SmartConnect 10K | JCP 5.2K | Banana 3.3K | Walmart 4.5K | Kohls 1.5K | TargetRED 200
Message 5 of 5
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