Got approved Citi Double-cash — $14,600

[Mar_Ca8]

Excited!! Applied, got the "We need more info", called in and lady got me approved for $14,600!

[simplegirl]

Congratulations!!! You have some data points to share?

[Mar_Ca8]

Thank you!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.

I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
EQ: 714
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)

I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Income: $230,000
Also have $30,000 in student loans, $101,000 lease with BMW Financial.

[Cred4All]

Welcome out of the lurking shadows!  Congrats on the great SL and approval!

[CS1974]

Congratulations that's amazing

[Pro-X]

Congratulations!!

[Chelow]

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@Mar_Ca8 wrote:
Excited!! Applied, got the "We need more info", called in and lady got me approved for $14,600!

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Congrats @Mar_Ca8 on the approval and great SL !!! 

[pinkandgrey]

Wow! HUGE SL! Congrats!!

[ZackAttack]

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@Mar_Ca8 wrote:
Thank you!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.

I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
EQ: 714
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)

I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Income: $230,000
Also have $30,000 in student loans, $101,000 lease with BMW Financial.

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Equifax from Citi??? Do you know how to check all the fico score ratings to see which version they look at for the score?

[mikesonthemend]

Bam! Bam! Grand Slam!