Congratulations!!! You have some data points to share?
Wow! HUGE SL! Congrats!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.
I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)
I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Also have $30,000 in student loans, $101,000 lease with BMW Financial.
Equifax from Citi??? Do you know how to check all the fico score ratings to see which version they look at for the score?
Ford Credit Loan $199.26/month (3 yrs)
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
Self Lender Loan (Closed July 2019)
Discover CLI $1.2k
Discover System CLI $600
Best Buy Store Card $3,000
MSGCU CLI $2k