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Got approved Citi Double-cash — $14,600

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Got approved Citi Double-cash — $14,600

Excited!! Smiley Happy Applied, got the "We need more info", called in and lady got me approved for $14,600!
Message 1 of 21
20 REPLIES 20
Established Contributor

Re: Got approved Citi Double-cash — $14,600

Congratulations!!! You have some data points to share?






Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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Message 2 of 21
Member

Re: Got approved Citi Double-cash — $14,600

Thank you!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.

I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
EQ: 714
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)

I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Income: $230,000
Also have $30,000 in student loans, $101,000 lease with BMW Financial.
Message 3 of 21
Valued Contributor

Re: Got approved Citi Double-cash — $14,600

Welcome out of the lurking shadows!  Congrats on the great SL and approval!



Message 4 of 21
Frequent Contributor

Re: Got approved Citi Double-cash — $14,600

Congratulations that's amazing
10/2019 Exp Fico 8 676, TU Fico 8 686, EQ Fico 8 692 . And climbing...

Cap 1 QS $600 Cap 1 QS1 $750 , Discover $10,500 PNC Cash Rewards Visa $12,500
Message 5 of 21
Frequent Contributor

Re: Got approved Citi Double-cash — $14,600

Congratulations!!


Message 6 of 21
Regular Contributor

Re: Got approved Citi Double-cash — $14,600


@Mar_Ca8 wrote:
Excited!! Smiley Happy Applied, got the "We need more info", called in and lady got me approved for $14,600!

Congrats @Mar_Ca8 on the approval and great SL !!! 





Message 7 of 21
Community Leader
Valued Contributor

Re: Got approved Citi Double-cash — $14,600

Wow! HUGE SL! Congrats!!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 21
Regular Contributor

Re: Got approved Citi Double-cash — $14,600


@Mar_Ca8 wrote:
Thank you!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.

I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
EQ: 714
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)

I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Income: $230,000
Also have $30,000 in student loans, $101,000 lease with BMW Financial.

Equifax from Citi??? Do you know how to check all the fico score ratings to see which version they look at for the score?

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $2kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 9 of 21
Established Contributor

Re: Got approved Citi Double-cash — $14,600

tenorBam! Bam! Grand Slam!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 10 of 21
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