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Congratulations!!! You have some data points to share?
Welcome out of the lurking shadows! Congrats on the great SL and approval!
Congratulations!!
@Anonymous wrote:
Excited!! Applied, got the "We need more info", called in and lady got me approved for $14,600!
Congrats @Anonymous on the approval and great SL !!!
Wow! HUGE SL! Congrats!!
@Anonymous wrote:
Thank you!!
I'm a longtime lurker, not much of a poster and I'm not quite sure what I should include on data points. Correct me if necessary.
I've seen I should add my score and what appears on file so here goes:
Only have my credit score available from EQ.
EQ: 714
Current cards and current balances:
Discover IT - $2,000 ($812 balance)
Delta AMEX - $1,000 ($12 balance)
Platinum AMEX - Usually $15,000,$20,000; $10,000 PayOverTime ($1,200 balance)
Saks - $2,200 ($22 balance)
I use my cards pretty heavily and usually have a balance (less than 30%) but usually in the 20-25% util. My credit is approximately 3 years old.
Income: $230,000
Also have $30,000 in student loans, $101,000 lease with BMW Financial.
Equifax from Citi??? Do you know how to check all the fico score ratings to see which version they look at for the score?