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Got approved 👉🏽 US Bank Platinum Card @ 9.6K

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Valued Contributor

Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Got instantly approved for the platinum, I’m doing a balance transfer to that card from two other cards, my BCP and Cash+. I entered in the “how much would you like to balance transfer?” box 8,500 (actually going to transfer 4,250 and 3,500 from those two cards). 9.9% on the BCP I don’t want to pay, and my 0% apr on the Cash+ is running out. 

 

I don’t want to (nearly) max out a credit card so I called underwriting and asked for the credit limit to be doubled. They said that a decision could take up to 3 days, and they’d pull my credit again. Smiley Sad  good sign or no?

 

Boy what a difference 18 months makes in getting credit cards and paying on time.

14 REPLIES 14
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Moderator

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congrats, but can't do a BT from your Cash+ as it is with the same bank and not allowed.. BCP isn't a problem though

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Super Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congratulations on your approval!



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 3 of 15
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Community Leader
Super Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congrats on the approval and CC covered the rest there.

Message 4 of 15
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Valued Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K


@CreditCuriosity wrote:

Congrats, but can't do a BT from your Cash+ as it is with the same bank and not allowed.. BCP isn't a problem though


Well **bleep**. 🤦🏽‍♂️

Message 5 of 15
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Moderator

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K


@Gregory1776 wrote:

@CreditCuriosity wrote:

Congrats, but can't do a BT from your Cash+ as it is with the same bank and not allowed.. BCP isn't a problem though


Well **bleep**. 🤦🏽‍♂️


depends how old your discover is you should have some type of bt offer such as 0% fee and 4.99 or something?

Message 6 of 15
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Frequent Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congrats!



Current Scores Jul 2019 – FICO 8
Message 7 of 15
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Established Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congratulations on your approval
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 8 of 15
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Senior Contributor

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congrats on your new US Bank Platinum card!

Currently: Gardening since 12/19




Message 9 of 15
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Moderator

Re: Got approved 👉🏽 US Bank Platinum Card @ 9.6K

Congratulations on your approval

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