After 2 previously denied apps (03/30/17, 01/25/16), tried that prequalified website and showed me as prequalified. Not really concerned about the stupid high APR 23.99 I pulled the trigger and Bam! Toy $1000 SL. Being bummed as i was, i went over to my (Penfed) PPC account and requested a cli (if i was going to get a HP from Disco figured id make it an even 2). To my kind surprise went from a $7500 that was my SL to 20K. Needless to say was not so bummed anymore from the Disco toy limit.
Congratulations on the approval and that nice limit increase! Discover will grow, it only requires some patience, but it'll get there. Started with the same limit as you have now and I have been slowly been getting some increases so it should work out for you very well specially when they see your other limit.
No worries on the limit! I got in (barely) Dec 2016 with a 1K CL. Today my CL is 11K.
Welcome to the Disco!
Congrats! and keep in mind that Discover WILL reduce the APR i believe about every 6 months on request.
Was able to get my own APR down to a better comfort level in a few years after a high one just like yours.
Thanks for your insight CM, i raely carry a balance so no biggie there. Big contrast to my 10.99 @ penfed tho.lol
@Thanks for your insight CM, i raely carry a balance so no biggie there. Big contrast to my 10.99 @ penfed tho.lol
Yes, i understand that and it's mentioned a lot. Still, any effort to lower a towering APR is a useful effort.
These lenders sometimes if not often share info in their own competitive little ways and although i not seen much info laying it out, we can be sure they have their reasons.
And life happens so down the road the lower the better in case of having to cross a statement cut off.
$500 $1,000 $1,300 $1,500 $1,850 $3,400 $3,500 $9,500 $1,000