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Congratulations on your Lowes approval!
Congrats! I'm thinking of pulling the trigger on a Lowe's ago
app. I need a new central A/C and some other home improvement projects.
Congrats again!
@Blackswizz750 wrote:
No-go on the increase request. I may Chuck this card as I can spend 1200-2000 per trip for reno supplies and I am replacing tools as I used them. Well, to Wally world I go as I have more credit with them.
Did you call the overseas Credit Solutions number or the number on the back of the card? Very different outcomes for most people when using the number on the back of the card, requesting online, calling the regular Credit Solutions number and calling the overseas Credit Solutions number. (For instance, I'd only get small $300-600 increases at a time with my Amazon card, the number on the back of the card was a no since I had just received an increase, overseas number gave me the $12k I asked for.) If the 673 score you mentioned in your first post is an actual FICO 08 score, there are many many datapoints on this forum that say that the overseas line should have certainly given you a minimum of $3500-5000, and possibly up to $17k.
Can you please confirm that the 673 is a FICO 08 score and that you called the overseas number? Previous thinking here was that your current situation should have been a near guarantee.
I used this number here, it was overseas. Not the number on the back of the card. All she says in her thick accent was I willl get a letter in 7-10 day. The 673 is an actual FICO 08 score I got from My MyFICO account. It could have been the other accounts I got this year as well that scared them off. I wont poke the bear, I heard Synch is crazy.
@Blackswizz750 wrote:I used this number here, it was overseas. Not the number on the back of the card. All she says in her thick accent was I willl get a letter in 7-10 day. The 673 is an actual FICO 08 score I got from My MyFICO account. It could have been the other accounts I got this year as well that scared them off. I wont poke the bear, I heard Synch is crazy.
No worries. Give it a few months, use it a few times and PIF, then call again. They will grant you an increase in the future and the card is capable of growing large. It's worth having if you shop there often.