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Got in with Lowes

kidink1911
Established Contributor

Re: Got in with Lowes

Congratulations on your Lowes approval!

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // NFCU More Rewards AMEX- $1,000 // Discover IT Chrome- $1,000 // Sunbit Visa- $1,000 // Capital One Venture- $3,550 // AMEX Cash Magnet Card- $1,000 // Venmo Credit Card- $1,200 // Capital One Spark- $500 // NFCU nRewards- $250
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Message 11 of 24
grillandwinemaster
Valued Contributor

Re: Got in with Lowes

Congrats! I'm thinking of pulling the trigger on a Lowe's ago

app. I need a new central A/C and some other home improvement projects. 

 

Congrats again!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 12 of 24
Bshaw14
Established Member

Re: Got in with Lowes

Congrats on approval!! What number did you call for the cli?
Message 13 of 24
AverageJoesCredit
Community Leader
Mega Contributor

Re: Got in with Lowes

You can call Credit Soltions at 877 379 8173
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 14 of 24
Blackswizz750
Established Contributor

Re: Got in with Lowes

Thanks AJC. I will call them when the card come. Never know with synch. I will ask for more. Hopefully they grant it as I shop at Lowe's alot and spend cash or pif after with disco or cap1.
Message 15 of 24
Blackswizz750
Established Contributor

Re: Got in with Lowes

No-go on the increase request. I may Chuck this card as I can spend 1200-2000 per trip for reno supplies and I am replacing tools as I used them. Well, to Wally world I go as I have more credit with them.
Message 16 of 24
K-in-Boston
Moderator

Re: Got in with Lowes


@Blackswizz750 wrote:
No-go on the increase request. I may Chuck this card as I can spend 1200-2000 per trip for reno supplies and I am replacing tools as I used them. Well, to Wally world I go as I have more credit with them.

Did you call the overseas Credit Solutions number or the number on the back of the card?  Very different outcomes for most people when using the number on the back of the card, requesting online, calling the regular Credit Solutions number and calling the overseas Credit Solutions number.  (For instance, I'd only get small $300-600 increases at a time with my Amazon card, the number on the back of the card was a no since I had just received an increase, overseas number gave me the $12k I asked for.)  If the 673 score you mentioned in your first post is an actual FICO 08 score, there are many many datapoints on this forum that say that the overseas line should have certainly given you a minimum of $3500-5000, and possibly up to $17k.  

 

Can you please confirm that the 673 is a FICO 08 score and that you called the overseas number?  Previous thinking here was that your current situation should have been a near guarantee.

Message 17 of 24
Blackswizz750
Established Contributor

Re: Got in with Lowes

I used this number here, it was overseas. Not the number on the back of the card. All she says in her thick accent was I willl get a letter in 7-10 day. The 673 is an actual FICO 08 score I got from My MyFICO account. It could have been the other accounts I got this year as well that scared them off. I wont poke the bear, I heard Synch is crazy.

Message 18 of 24
CGuru
Established Member

Re: Got in with Lowes

 
Message 19 of 24
WaveRider
Established Contributor

Re: Got in with Lowes


@Blackswizz750 wrote:

I used this number here, it was overseas. Not the number on the back of the card. All she says in her thick accent was I willl get a letter in 7-10 day. The 673 is an actual FICO 08 score I got from My MyFICO account. It could have been the other accounts I got this year as well that scared them off. I wont poke the bear, I heard Synch is crazy.


No worries.  Give it a few months, use it a few times and PIF, then call again.  They will grant you an increase in the future and the card is capable of growing large.  It's worth having if you shop there often.

Message 20 of 24
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