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Got my Tomo CC finally today!

paws
Frequent Contributor

Got my Tomo CC finally today!

 

The mysterious charge card that people seem so skeptical about finally showed up for me today!

 

I was approved for 1k in credit with the possibility of a credit increase after 4 weeks of consecutive payments (they have weekly/monthly options). So far the card is working great and I am very happy with getting this card since it requires no credit check. My only complaints are technical and include the app being kinda buggy, the customer service being very lax unless you actually have the card, and not having apple pay as an option (yet). The 1% interest is a nice perk. Just wanted to write about this since I can't find many posts on the cards.

 

I'm happy to answer any questions as I gain more experience with the card. I can confirm they are legit at least though haha. 

CCs → Capital One | Finn | Tomo | Mission Lane | Chime
24 REPLIES 24
AllZero
Super Contributor

Re: Got my Tomo CC finally today!

Congratulations on your approval! Enjoy your new card. Thank you for sharing the data points.

Message 2 of 25
Credit4Growth
Valued Contributor

Re: Got my Tomo CC finally today!

I did chuckle when I read your first paragraph 😄

@paws wrote: ... The mysterious charge card that people seem so skeptical about finally showed up for me today!

 

Congratulations on the approval 🤠👍

 

20201004_145359.gif

 

 

 

 

 

 

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 3 of 25
CreditAggie
Senior Contributor

Re: Got my Tomo CC finally today!

Congratulations on your Tomo approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 25
M_Smart007
Epic Contributor

Re: Got my Tomo CC finally today!

Congratulations!

Message 5 of 25
user1054596
Regular Contributor

Re: Got my Tomo CC finally today!

which credit bureau do they pull?

Message 6 of 25
fsalsa2
Regular Contributor

Re: Got my Tomo CC finally today!

Congrats that awesome! How long did you wait before you received an invitation to apply?




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Message 7 of 25
gdale6
Moderator

Re: Got my Tomo CC finally today!

Grats on your Tomo approval Smiley Happy

Message 8 of 25
dustin31g
Frequent Contributor

Re: Got my Tomo CC finally today!

@paws 

 

Congrats!! I got mine to recently with a SL of $2500. I have a lot run thru my bank account monthly but only $5200 as the current balance when they checked. I wonder if they check your total deposit history over the span of a few months of just the current balance. I also wonder how they report to the CRA's. Mine has not reported yet. I hope it shows up as a "Recolving Credit Card W/Terms" and not a charge card. 

Message 9 of 25
Mr_Mojo_Risin
Valued Contributor

Re: Got my Tomo CC finally today!

Congrats on your newest addition!

I'm not really familiar with it but enjoy your success! Cheers!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 10 of 25
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