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i would say go ahead before your BCE gets reported to the CRAs, else it's going to be a 4-6 month wait until you stand a high chance again.
When I applied for the Amazon Visa back in 2011, My experian score was just 679 and I got approved for 2000 initial CL.
It is a much easier card to get if you're not confident about your chances for the CSP or Freedom
@enharu wrote:i would say go ahead before your BCE gets reported to the CRAs, else it's going to be a 4-6 month wait until you stand a high chance again.
When I applied for the Amazon Visa back in 2011, My experian score was just 679 and I got approved for 2000 initial CL.
It is a much easier card to get if you're not confident about your chances for the CSP or Freedom
I'm farely confident about the Freedom, not so much about the CSP, I figure that'll be later. But to be honest, the Amazon makes more sense for me I think. I'm a college student, so Amazon purchases are frequent for textbooks (I have a Prime account), plus I eat out a lot.
Congrats
@Anonymous wrote:
@enharu wrote:i would say go ahead before your BCE gets reported to the CRAs, else it's going to be a 4-6 month wait until you stand a high chance again.
When I applied for the Amazon Visa back in 2011, My experian score was just 679 and I got approved for 2000 initial CL.
It is a much easier card to get if you're not confident about your chances for the CSP or Freedom
I'm farely confident about the Freedom, not so much about the CSP, I figure that'll be later. But to be honest, the Amazon makes more sense for me I think. I'm a college student, so Amazon purchases are frequent for textbooks (I have a Prime account), plus I eat out a lot.
You can always try to PC it later to another card if you ever decide you don't need the Amazon card also!
@Anonymous wrote:I'm farely confident about the Freedom, not so much about the CSP, I figure that'll be later. But to be honest, the Amazon makes more sense for me I think. I'm a college student, so Amazon purchases are frequent for textbooks (I have a Prime account), plus I eat out a lot.
If the Amazon visa makes a lot more sense, then go for the Amazon visa. Apply for what you need and you'll end up using that card most, which in turns benefits you most.
I applied for an Amazon card because most of my purchases are on Amazon. I'm the typical person who showrooms at Best Buy only to buy at Amazon later.
If I am not wrong there's a quarter where you get 5% back for restaurants for Freedom, and Sept-Dec 5% for Amazon.
So it is really up to you which card you want.
When I applied for the Amazon visa, I greatly regretted it initally and kept trying to get a product change to Freedom. I was told I need to wait a year.
It's been almost 2 years now but I decided to keep the Amazon visa anyways because I realize I am buying a lot of stuff from Amazon each month, not just at the end of each year. The prices and most importantly customer service at Amazon is what always made me a loyal customer to them.
You could get the Amazon visa now, and apply for a freedom few months down the road, and a CSP when you graduate. Who says you can't have all 3?
Congrats on the approval. I just got approved for the BCE today as well after holding the AMEX Green for one month. Just waiting for the card now.
@enharu wrote:
@Anonymous wrote:I'm farely confident about the Freedom, not so much about the CSP, I figure that'll be later. But to be honest, the Amazon makes more sense for me I think. I'm a college student, so Amazon purchases are frequent for textbooks (I have a Prime account), plus I eat out a lot.
If the Amazon visa makes a lot more sense, then go for the Amazon visa. Apply for what you need and you'll end up using that card most, which in turns benefits you most.
I applied for an Amazon card because most of my purchases are on Amazon. I'm the typical person who showrooms at Best Buy only to buy at Amazon later.
If I am not wrong there's a quarter where you get 5% back for restaurants for Freedom, and Sept-Dec 5% for Amazon.
So it is really up to you which card you want.
When I applied for the Amazon visa, I greatly regretted it initally and kept trying to get a product change to Freedom. I was told I need to wait a year.It's been almost 2 years now but I decided to keep the Amazon visa anyways because I realize I am buying a lot of stuff from Amazon each month, not just at the end of each year. The prices and most importantly customer service at Amazon is what always made me a loyal customer to them.
You could get the Amazon visa now, and apply for a freedom few months down the road, and a CSP when you graduate. Who says you can't have all 3?
I do the same thing with you as far as checking in best buy and buying on Amazon! I was in the market for a TV and found a killer deal on a 47" LG 3D TV on Amazon (never considered 3D but this was so good to the point that I'd be stupid to spend maybe $50 less to not have 3D), so I went to Best Buy to check it out. It was awesome as expected, went home that night and overnighted it for $3.99 with my Amazon Prime.
I was instantly approved for the Amazon Visa, which is nice, but the limit is $400???
This is the message I got: "Congratulations (ArtVandelay)! You have been approved for the Amazon.com Rewards Visa Card with a temporary credit limit of $400.00."
Why does it say "temporary"? and why so darn low if they gave me instant approval?!
temporary maybe because its a probation period, and it goes up as you pay on time each month.
possibly because you never had any relationship (checking/savings/credit/money market/investment/loan, etc) with chase.
you could call recon to have it raised higher.
How much income did you put?