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Got my white whale (Amex Gold)

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New Member

Re: Got my white whale (Amex Gold)

That's awesome, congrats! 

 

I started at about 498 last January, and got up to 650 recently. I had two cap one cards for a while, but was just added as an authorized user on my mothers amex gold. I don't use it often but it does look really nice in my wallet Smiley Wink. I hope to be able to get my own soon.

Starting Score: EQ478 TU530 EX539
Current Score: EQ640 TU668 EX635
Goal Score: EQ750TU750EX750


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Message 11 of 17
Valued Contributor

Re: Got my white whale (Amex Gold)

Congrats KJ! Feels like a real accomplishment doesn’t it? I love mine - it’s a great card that can really work well for you. I’ve hit my SUB already (about 6-1/2 weeks is all it took) and the MRs posted within a day. I’m continuing to run the majority of my spend through it now, since the points accrue pretty quickly and I’m looking forward to booking some free airfare to surprise my wife with a getaway soon. Enjoy yours - I bet you’ll love it as much as I do!


Rose Gold | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020




Message 12 of 17
Established Contributor

Re: Got my white whale (Amex Gold)

Congratulations on the whale capture, white or gold, you caught him!!!   Smiley Happy    And boy, you said this was the short story version...    🤔    😂

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 13 of 17
Established Contributor

Re: Got my white whale (Amex Gold)


@HighAchiever wrote:

Congratulations on the whale capture, white or gold, you caught him!!!   Smiley Happy    And boy, you said this was the short story version...    🤔    😂


The long version is CRAZY Smiley Happy

 

Thanks!


FICO 8 scores are deceptively high. My profile is very young with a lot of recently opened accounts and large number of inquiries. My AU card isn't on TransUnion, so I won't have a FICO score there until October. No derogs. Over 5/24 until summer 2021.

Authorized user / Corporate

Closed but still on reports: ExxonMobil, $950, 10/08-02/11 (Equifax only) | Citi secured, $200, 045/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Unsecured personal loan from Coastal, $1,000, 05/19-08/19.

Goal cards: Ducks Unlimited, Chase Sapphire Reserve (or Preferred, haven't decided). Increased CLs across the board.
Long-term goal: Legitimate 770s on EX/EQ/TU, able to qualify for most normal credit products. Prime-rate mortgage.
Message 14 of 17
New Contributor

Re: Got my white whale (Amex Gold)

Congratulations! I am excited for you 




Starting Score: 565
Current Score: 696
Goal Score: 850

Message 15 of 17
Established Contributor

Re: Got my white whale (Amex Gold)

Congratulations on the new Amex !!!











Current

Goal Cards

Message 16 of 17
Senior Contributor

Re: Got my white whale (Amex Gold)

A belated congrat!

 

I am really happy you got the approval.

 

Did you burn Amex or did you end up paying them back.

American Express: Platinum Charge, Optima, Business Gold
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (9.3.19) EX: 824 / EQ: 834 / TU: 832
Message 17 of 17
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