I've been a member of GreenState CU (formerly University of Iowa Community CU) since February, and only joined so I could eventually apply for their World Mastercard. It offers 5x on hotels and airlines, 2x on gas, and 1x on everything else, with APR starting at 13.9%. Minimum SL is $10K, which is what I requested when I submitted the application last Thursday. I was contacted by a member service rep, who requested 2 pay stubs for income verification, followed by a DocuSign package. Everything was submitted by Thursday evening.
Yesterday (a week after I applied), I still hadn't received a response from the MSR, so I sent an email requesting a status. She replied this mornign with the following: "I funded the card today. You will receive your new cards within 7-10 business days." I guess that's when I'll discover the APR, since she didn't mention that in her response.
You can find some DPs in this thread about my recent approval for the MSGCU Rewards Visa. GreenState pulled TU, though I'm not sure which scoring model they use. At the time of the pull, TU reported FICO 8 of 771, and I have 18 INQs in the past 24 months.
I'm guessing that @credit_is_crack and I may be the only ones here with this card!
Noice. I really like the looks of their cards. Happy for ya!
Nice score @5KRunner ! I've been using this one last few days to make sure I bank on that SUB quickly, but with the rewards structure it's definitely a keeper! Congrats on the approval!!
Also FYI @5KRunner , I've noticed 2 things.
They don't show pending transactions, it just goes from "non-existent" to "posted" over a few days which seems so odd in this day and age (well also my PCM does this so I guess it's common with small joints), but on the bright side it looks like they post rewards as transactions post -- I like!
Appreciate the advice, @credit_is_crack !
I'm nearing the completion of the SUB on my NFCU Flagship, so I shouldn't have any issues meeting this one ($1000 for $100 in 2 months if I remember correctly).