HILARIOUS welcome email from USBank!! ($2k Platin... - Page 2 - myFICO® Forums

FLLGuy · ‎10-05-2022

Look at it this way - they gave you 2,000 reasons why not to deny you.

Congrats!, I think?

805orbust · ‎10-05-2022

@FLLGuy THAT.... is a good point. I aint mad at them. Awesome perspective, and I agree.

Traveler101 · ‎10-05-2022

Good luck. Tell granny over there I'm gonna hit them up too when it's time!

KingRue8500 · ‎10-05-2022

Congrats on your U.S. Bank Platinum approval

Jeffster1 · ‎10-05-2022

@805orbust Definitely worth a shot. Go for it! Good luck!

FICO 8 (9/7/23) EX 718 EQ 720 TU 844
FICO 9 (9/17/23) EX 751 EQ 774 TU 850
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Gold Delta Skymiles 6K I American Express Hilton Honors Surpass 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 1.5K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I Affinity Pure Rewards Visa 5K

babygirl1256 · ‎10-05-2022

Congrats on your USBank Visa Platinum approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

nytokyobred79 · ‎10-06-2022

Congrats and best of the luck on the recon. But congrats for getting the card nonetheless.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $198,500 | Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $19.5K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $49K
Cap 1 Venture Rewards- SL $10K | CL $ 18.5K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $26.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K

805orbust · ‎10-06-2022

spoke with Underwriting today (meh... dude sounded like he needed a vacation) and basically told him Its unusable. So he said its an automated approval and any request would have to be manually reviewed. So I said "go ahead". He asked how much I wanted to request and I said $15,000 so we'll see what happens. I shoulda waited for this app as my latest alert has me up 20 points on EQ and EX after paying my kids car and FNBO down significantly this month. We'll see. I'm about to send these guys away with CapOne.

THey have me feeling like this guy.