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HSBC Cash Rewards Approval

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New Contributor

HSBC Cash Rewards Approval

So, a couple of weeks ago, I got an invitation letter for a "Pre-Qualified" HSBC Cash Rewards MC with 0% interest on purchases and BTs for 12 months, 3% cash back on upto $10k for 12 months, then 1.5% ,etc. Tried applying online, but then it told me I have an existing account. It's been many years since I had an account with HSBC (my cards were Orchard/Household that were acquired by Cap1). After several calls and long hold times, eventually got to a rep who took my app over the phone, which was a 40 min long ordeal, then...bingo!...$5,000 instant approval.
Current FICO8 Scores (As of May 16th, 2019)

FICO Mortgage Scores
Oct, 2018


Message 1 of 11
10 REPLIES 10
Valued Contributor

Re: HSBC Cash Rewards Approval

Congrats on your approval!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 2 of 11
Community Leader
Valued Contributor

Re: HSBC Cash Rewards Approval

Congrats! Nice SL!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
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Once you go Berner, you never go back.
Message 3 of 11
Valued Contributor

Re: HSBC Cash Rewards Approval

Congrats on the approval and nice SL!




Message 4 of 11
New Contributor

Re: HSBC Cash Rewards Approval

So, update...Got the card a few days ago and just for kicks hit the luv button and got the "2 to 3 day" message. Looked today and a nice $1,250 increase to $6,250Smiley Happy

Current FICO8 Scores (As of May 16th, 2019)

FICO Mortgage Scores
Oct, 2018


Message 5 of 11
Established Contributor

Re: HSBC Cash Rewards Approval

Congrats on your HSBC approval!! Nice limit as well











Current

Goal Cards

Message 6 of 11
Super Contributor

Re: HSBC Cash Rewards Approval

HSBC Cash Rewards Approval & CLI

Message 7 of 11
Valued Contributor

Re: HSBC Cash Rewards Approval


@admiralq wrote:

So, update...Got the card a few days ago and just for kicks hit the luv button and got the "2 to 3 day" message. Looked today and a nice $1,250 increase to $6,250Smiley Happy


CONGRATS  on your Approval and the Very Nice CLI, YOU Really...

awesome congratulations GIF by Slanted Studios

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | Apple Card WEMC $6K | NFCU cashRewards $3K | NFCU More Rewards AMEX $25K
Macy's AMEX $1K | PenFed Power Cash Rewards VS $7,500

TCL - $166.5K+ | Rebuilding since April 2018
Message 8 of 11
New Contributor

Re: HSBC Cash Rewards Approval

Thanks all. Forgot to mention that this is a World Mastercard (My first above "Platinum" level card). Apparently, per another user on a different thread they are upgrading Cash Rewards cards to World now, even though there is currently no mention of the Cash Rewards card being "World" MC, like their Premier ones.
Current FICO8 Scores (As of May 16th, 2019)

FICO Mortgage Scores
Oct, 2018


Message 9 of 11
Regular Contributor

Re: HSBC Cash Rewards Approval

You could probably hit it again and get more. I got two CLI's in the first 45 days having my card. My third attempt said I was denied because I haven't had the card for 12 months yet.

Congratulations on your approval and CLI!
Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 7/7/2019: EQ:705, EX:672, TU:694
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

Goal Score: 740+


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Message 10 of 11
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