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I applied for this card on Oct 6th afer reading the review for it on DoC. I figured it was an easy $150.
During the application I did security questions, which I know were answered properly but it was still flagged by their security dept. I called in after a few days and verified that it was indeed with their security dept.
I was told to wait a few more days and call them back so I did that and was then told I needed to send in proof of address and copy of my DL. I sent those in 5 days ago and I never heard anything.
After calling in today and talking to several reps who bounced me around to different depts I finally spoke with a rep who found the app and went through the docs I sent. They said it looked good and it would go to their credit dept who would give me a decision within a few days.
A few minutes after that call ended I received an email telling me I was approved. What a drawn out process. Everyone always says FNBO and US Bank are slow but these guys take the cake
Stats: EQ HP (726 FICO 8), 40 inq, no prior relationship with HSBC, several new accounts this year but I have slowed down a bit the last few months.
Anyone know how I find out the limit?
That one's a nail biter alright. Let us know what you find out on what they approve you with.
Congratulations on perservering through all those obstacles to pull out an approval.
Whatever it might be.
@mattmyFIC0 wrote:I applied for this card on Oct 6th afer reading the review for it on DoC. I figured it was an easy $150.
During the application I did security questions, which I know were answered properly but it was still flagged by their security dept. I called in after a few days and verified that it was indeed with their security dept.
I was told to wait a few more days and call them back so I did that and was then told I needed to send in proof of address and copy of my DL. I sent those in 5 days ago and I never heard anything.
After calling in today and talking to several reps who bounced me around to different depts I finally spoke with a rep who found the app and went through the docs I sent. They said it looked good and it would go to their credit dept who would give me a decision within a few days.
A few minutes after that call ended I received an email telling me I was approved. What a drawn out process. Everyone always says FNBO and US Bank are slow but these guys take the cake
Stats: EQ HP (726 FICO 8), 40 inq, no prior relationship with HSBC, several new accounts this year but I have slowed down a bit the last few months.
Anyone know how I find out the limit?
Congrats what did you get approved for SL wise? I got the pre qual letter today in the mail never had any accounts with them thinking of doing this and canceling another card that I hate. If they have decent SL then I might go for it. Also if you don't mind what agency did they pull?
Had the same,unable to verify identity”.
No HP’s. Than 4 weeks later they called me to verify my identity and had to send a copy of my power bill .
She called me 1 hour later back and I was approved with 5000 SL .Took another 2 weeks to get the card.
Spent $1000 in the first month and got my $ 150 bucks.
Congrats! I got the prequalified mailer today and thought about it briefly but I don't need another cash back card since I'm more interested in points/miles. I'm also trying to garden. For those that do want a cash back card, it does look like a great option, especially for the 2% back the first six months and 10% bonus each year!
@kaw943 wrote:
@mattmyFIC0 wrote:I applied for this card on Oct 6th afer reading the review for it on DoC. I figured it was an easy $150.
During the application I did security questions, which I know were answered properly but it was still flagged by their security dept. I called in after a few days and verified that it was indeed with their security dept.
I was told to wait a few more days and call them back so I did that and was then told I needed to send in proof of address and copy of my DL. I sent those in 5 days ago and I never heard anything.
After calling in today and talking to several reps who bounced me around to different depts I finally spoke with a rep who found the app and went through the docs I sent. They said it looked good and it would go to their credit dept who would give me a decision within a few days.
A few minutes after that call ended I received an email telling me I was approved. What a drawn out process. Everyone always says FNBO and US Bank are slow but these guys take the cake
Stats: EQ HP (726 FICO 8), 40 inq, no prior relationship with HSBC, several new accounts this year but I have slowed down a bit the last few months.
Anyone know how I find out the limit?
Congrats what did you get approved for SL wise? I got the pre qual letter today in the mail never had any accounts with them thinking of doing this and canceling another card that I hate. If they have decent SL then I might go for it. Also if you don't mind what agency did they pull?
They pulled EQ and the SL is $2750, which is now my lowest limit. I'll just sockdrawer if after the signup spend.
@Anonymous wrote:
Just call them and ask what your starting line is. It's a no nail biter....
Sorry I meant the thread title to be sarcastic. I just waited for my card to come in the mail for the limit.