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HSBC Instant Approval

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Valued Contributor

HSBC Instant Approval

Hi all,it's been awhile since I posted but I still read these boards often. So a few 

day's ago I was reading about an HSBC instant approval and it felt like something

I would want to try and get. Yes I have read the horror stories about verifying your 

idenity and the long process,but I just had a feeling it would workout. Started the app,

got to the You Bet Your Life Questions and knew I nailed them all. Including what 

card I opened in June of 2017 etc etc. Filled out the rest and hit the let's do it button.

Was like a percentage completion process,40% complete,70% complete. Finally said 

application done and voila

IMG_20190816_194019940.jpg

Message 1 of 30
29 REPLIES 29
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Mega Contributor

Re: HSBC Instant Approval

Congrats on your instant approval and decent SL

Message 2 of 30
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Valued Contributor

Re: HSBC Instant Approval

I forgot to add the data points,pulled Equifax,My stats

Equifax Fico8 743

37 tradelines

330K in total credit

67K reported income

6% dti

2%CU

24 hps on Eq

AAOA 16 months

Aooa 13 years

Many new hps

They dont seem to be sensite to credit seeking

as I have added alot recently.

Hope this helps someone

Message 3 of 30
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Valued Contributor

Re: HSBC Instant Approval

Interesting....your starting limit was higher than mine, but so was your APR.

 

 

hsbc.JPG

TU fico08=822 08/24/20
EX fico08=816 08/24/20
EQ fico08=831 08/24/20
EX fico09=827 09/05/20
EQ fico bankcard08=852 07/28/20
TU Fico Bankcard 08=856 07/23/20
EQ NG1 fico=786 07/18/20
EQ Resilience index score=59 08/24/20
Unknown score from EX=784 used by Cap1 07/10/20
Message 4 of 30
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Valued Contributor

Re: HSBC Instant Approval

This is one of my wishlist cards.

 


Congrats ! ! !

















Your FICO credit scores are not just numbers, it’s a skill.

Message 5 of 30
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Moderator

Re: HSBC Instant Approval

A nice SL, congrats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 30
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Valued Contributor

Re: HSBC Instant Approval

Congrats on the approval!  That's a really nice SL to boot!

credit-approved.png




"Your ego is writing checks your body can't cash".
Message 7 of 30
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Valued Contributor

Re: HSBC Instant Approval

@Sarge12 it was your story I read,so Thank You so much for sharing it.

Sharing is Caring :-)

Message 8 of 30
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Community Leader
Mega Contributor

Re: HSBC Instant Approval

CongratsSmiley Happy thats a rare insta approvalSmiley Wink
Message 9 of 30
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Community Leader
Super Contributor

Re: HSBC Instant Approval

Congrats both on the instant approval and for what for HSBC is a quite generous SL.

 

They are in fact a reliable puller from EQ and I would agree with you that they are not particularly sensitive to inquiries or new accounts.



(8/2020)
FICO 8 (EX) 811 (TU) 805 (EQ) 793
FICO 9 (EX) 834 (TU) 823 (EQ) 821

$1M+ club

Artist formerly known as ColdFusion
Message 10 of 30
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