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Hi all,it's been awhile since I posted but I still read these boards often. So a few
day's ago I was reading about an HSBC instant approval and it felt like something
I would want to try and get. Yes I have read the horror stories about verifying your
idenity and the long process,but I just had a feeling it would workout. Started the app,
got to the You Bet Your Life Questions and knew I nailed them all. Including what
card I opened in June of 2017 etc etc. Filled out the rest and hit the let's do it button.
Was like a percentage completion process,40% complete,70% complete. Finally said
application done and voila
Congrats on your instant approval and decent SL
I forgot to add the data points,pulled Equifax,My stats
Equifax Fico8 743
37 tradelines
330K in total credit
67K reported income
6% dti
2%CU
24 hps on Eq
AAOA 16 months
Aooa 13 years
Many new hps
They dont seem to be sensite to credit seeking
as I have added alot recently.
Hope this helps someone
Interesting....your starting limit was higher than mine, but so was your APR.
This is one of my wishlist cards.
Congrats ! ! !
Congrats on the approval! That's a really nice SL to boot!
@Sarge12 it was your story I read,so Thank You so much for sharing it.
Sharing is Caring :-)
Congrats both on the instant approval and for what for HSBC is a quite generous SL.
They are in fact a reliable puller from EQ and I would agree with you that they are not particularly sensitive to inquiries or new accounts.