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HSBC Instant Approval

UH_HUH
Valued Contributor

HSBC Instant Approval

Hi all,it's been awhile since I posted but I still read these boards often. So a few 

day's ago I was reading about an HSBC instant approval and it felt like something

I would want to try and get. Yes I have read the horror stories about verifying your 

idenity and the long process,but I just had a feeling it would workout. Started the app,

got to the You Bet Your Life Questions and knew I nailed them all. Including what 

card I opened in June of 2017 etc etc. Filled out the rest and hit the let's do it button.

Was like a percentage completion process,40% complete,70% complete. Finally said 

application done and voila

IMG_20190816_194019940.jpg

Message 1 of 30
29 REPLIES 29
M_Smart007
Epic Contributor

Re: HSBC Instant Approval

Congrats on your instant approval and decent SL

Message 2 of 30
UH_HUH
Valued Contributor

Re: HSBC Instant Approval

I forgot to add the data points,pulled Equifax,My stats

Equifax Fico8 743

37 tradelines

330K in total credit

67K reported income

6% dti

2%CU

24 hps on Eq

AAOA 16 months

Aooa 13 years

Many new hps

They dont seem to be sensite to credit seeking

as I have added alot recently.

Hope this helps someone

Message 3 of 30
sarge12
Senior Contributor

Re: HSBC Instant Approval

Interesting....your starting limit was higher than mine, but so was your APR.

 

 

hsbc.JPG

TU fico08=844 09/16/21
EX fico08=833 09/16/21
EQ fico09=829 09/16/21
EX fico09=823 09/16/21
EQ fico bankcard08=864 09/16/21
TU Fico Bankcard 08=879 09/16/21
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 4 of 30
Medic981
Valued Contributor

Re: HSBC Instant Approval

This is one of my wishlist cards.

 


Congrats ! ! !

















Your FICO credit scores are not just numbers, it’s a skill.

Message 5 of 30
gdale6
Moderator

Re: HSBC Instant Approval

A nice SL, congrats Smiley Happy
Message 6 of 30
Hasselfree
Valued Contributor

Re: HSBC Instant Approval

Congrats on the approval!  That's a really nice SL to boot!

credit-approved.png




"Your ego is writing checks your body can't cash".
Message 7 of 30
UH_HUH
Valued Contributor

Re: HSBC Instant Approval

@Sarge12 it was your story I read,so Thank You so much for sharing it.

Sharing is Caring :-)

Message 8 of 30
AverageJoesCredit
Mega Contributor

Re: HSBC Instant Approval

CongratsSmiley Happy thats a rare insta approvalSmiley Wink
Message 9 of 30
coldfusion
Community Leader
Super Contributor

Re: HSBC Instant Approval

Congrats both on the instant approval and for what for HSBC is a quite generous SL.

 

They are in fact a reliable puller from EQ and I would agree with you that they are not particularly sensitive to inquiries or new accounts.



(9/2021)
FICO 8 (EX) 804 (TU) 832 (EQ) 827
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 30
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