Hi all,it's been awhile since I posted but I still read these boards often. So a few
day's ago I was reading about an HSBC instant approval and it felt like something
I would want to try and get. Yes I have read the horror stories about verifying your
idenity and the long process,but I just had a feeling it would workout. Started the app,
got to the You Bet Your Life Questions and knew I nailed them all. Including what
card I opened in June of 2017 etc etc. Filled out the rest and hit the let's do it button.
Was like a percentage completion process,40% complete,70% complete. Finally said
application done and voila
I forgot to add the data points,pulled Equifax,My stats
Equifax Fico8 743
330K in total credit
67K reported income
24 hps on Eq
AAOA 16 months
Aooa 13 years
Many new hps
They dont seem to be sensite to credit seeking
as I have added alot recently.
Hope this helps someone
Interesting....your starting limit was higher than mine, but so was your APR.
Congrats both on the instant approval and for what for HSBC is a quite generous SL.
They are in fact a reliable puller from EQ and I would agree with you that they are not particularly sensitive to inquiries or new accounts.