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HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k loan)

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Established Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Congrats on the nice looking new card, love that black lion design.
as of 11/20/20
Current Cards:
Message 21 of 29
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Valued Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k


@M_Smart007 wrote:

Congratulations on your CC and Loan Approval..


@M_Smart007, don't you (or didn't you) have the HSBC World Elite MC? 

What's been your impression of their products and customer service here in the USA? 

Did you find good value in the card or mainly just the SUB?

Ever run into those Fraud Alerts and Holds @Darinox  mentioned? 



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 22 of 29
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Epic Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k


@Aim_High wrote:

@M_Smart007 wrote:

Congratulations on your CC and Loan Approval..


@M_Smart007, don't you (or didn't you) have the HSBC World Elite MC? 

What's been your impression of their products and customer service here in the USA? 

Did you find good value in the card or mainly just the SUB?

Ever run into those Fraud Alerts and Holds @Darinox  mentioned? 


@Aim_High, I hold this;

 

The limit is $50K .. I mostly aquired it for the SUB and padding.

Apped right before My Daughters wedding. (It was easy to hit the required spend for the SUB)

 

I also hold The Cash Rewards (hair over $25K CL). So far knock on wood, not one single fraud alert.

I don't really use the cards that much, mostly util. padding. Customer service (I called in once) it was just ok.

At one time, I had quite a bit of dough in their HYSA ... moved it when rates started dropping.

No Mortgage or loans from them, so I cannot speak on that.

Message 23 of 29
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Epic Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k


@Darinox wrote:

They've always pulled Equifax for me. Also they do not report any data to TransUnion


Same exact DP's here.

Message 24 of 29
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Super Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Congrats on your approvals


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>11/2020 CCT EX 821 TU 826 EQ 840

Color me your color, baby
Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
Message 25 of 29
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Valued Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Congratulations on your new

CC and PL from HSBC @Darinox 

 Great limits on both :-)

 Happy to read your expierince has

been a pleasent one.

Thanks for sharing the story,

Cheers

 

Message 26 of 29
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Frequent Contributor

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Congratulations @ !! Glad that HSBC is working for you! 

Banking is all about what we want. If some banks are not willing to work with us, no point in sticking with them as we have plenty of options!

 

I am HSBC Premier Client too, but haven't taken advantage of any of their products yet. May be at the right time post-pandemic(hope and hope)! 

Already I have Chase Carl-Ritzton and US Bank Altitude Reserve(works very well for Uber  credit when travelling out of town). So someday I need justify to have HSBC world elite card. I like the look of the card!

 

Once again congratulations and enjoy your continued success with HSBC :-) Wish Chase works with you someday as in general they are nice bunch of folks to work with!

FICO 8: TU-755 EX-768 EQ-752 Total Credit Limit: $670,750
Message 27 of 29
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Established Member

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Congrats on an awesome CL! I opened my Premier checking in March and have been eyeing the black lion card every since. I applied for and was approved for the purple lion card. I just closed on my house and will wait a couple of months before applying for the Premier World Elite Mastercard. I'm sure I won't come close to your CL, if approved. Again, congrats!

Message 28 of 29
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Valued Member

Re: HSBC Premier World Elite Mastercard Approval & Same Day Personal Loan Approval (21k; cc; 30k

Updated 11/22/2020: WARNING -- BEFORE DOING ANY BUSINESS WITH HSBC I ENCOURAGE YOU TO READ MY FOLLOW UP POST: HSBC Bank USA - Read This Before Doing Any Business - Account Holds - Bad Business Practices

Message 29 of 29
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