HSBC Premier & CashRewards WEMC "SP" CLI's **Approval

[M_Smart007]

Right at the six month mark to the day.

So far look's like HSBC does not know what to do with me, neve got migrated to Citizens bank. I am a "Premier Banking Customer"

Logged in to good ole HSBC ...Hit the request increase button and $2.5K CLI "SP" old CL $63,500.00 >>New CL $66,000.00

Switched pages to the Cash Rewards Card and requested the same. $2000.00 "SP" CLI .. Old CL 27,450.00>>>New CL >$29,450.00

DP's

"SP" = All (3) CB's are locked

0% Util.

Last "SP" CLI's were on 2-10-2022

$3.00 Amazon spend on Cash Rewards WEMC

$25,000+ Spend on Premier WEMC

Off to bed now ...VERY EXHAUSTED!!!

[SUPERSQUID]

[CreditAggie]

Congratulations on your HSBC CLIs!

[Anonymous]

M_Smart007

Seems I have read that HSBC was keeping the upper tier of their financial market?!

[coldfusion]

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@Anonymous wrote:
M_Smart007

Seems I have read that HSBC was keeping the upper tier of their financial market?!

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That's what I understood, if you were a Premier-tiered (or higher) client you would be retained. 

[Janneman]

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@M_Smart007 wrote:

Right at the six month mark to the day.

So far look's like HSBC does not know what to do with me, neve got migrated to Citizens bank. I am a "Premier Banking Customer"

Logged in to good ole HSBC ...Hit the request increase button and $2.5K CLI "SP" old CL $63,500.00 >>New CL $66,000.00

Switched pages to the Cash Rewards Card and requested the same. $2000.00 "SP" CLI .. Old CL 27,450.00>>>New CL >$29,450.00

DP's

"SP" = All (3) CB's are locked

0% Util.

Last "SP" CLI's were on 2-10-2022

$3.00 Amazon spend on Cash Rewards WEMC

$25,000+ Spend on Premier WEMC

Off to bed now ...VERY EXHAUSTED!!!

---

did you freeze your reports during CLI?

[M_Smart007]

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@Janneman wrote:

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@M_Smart007 wrote:

Right at the six month mark to the day.

So far look's like HSBC does not know what to do with me, neve got migrated to Citizens bank. I am a "Premier Banking Customer"

Logged in to good ole HSBC ...Hit the request increase button and $2.5K CLI "SP" old CL $63,500.00 >>New CL $66,000.00

Switched pages to the Cash Rewards Card and requested the same. $2000.00 "SP" CLI .. Old CL 27,450.00>>>New CL >$29,450.00

DP's

"SP" = All (3) CB's are locked

0% Util.

Last "SP" CLI's were on 2-10-2022

$3.00 Amazon spend on Cash Rewards WEMC

$25,000+ Spend on Premier WEMC

Off to bed now ...VERY EXHAUSTED!!!

---

did you freeze your reports during CLI?

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Hi There @Janneman , I keep all three credit bureaus locked. It keeps unwanted HP's.

Makes it hard for someone else to apply in my name.

There are certain times when I unlock ALL three, like applying for a CC or Joining a CU.

So to answer your question, Yes all three were locked previous to asking.

Also I do not advocate selective locking to try to get a lender to pull a specific bureau. It is against myFico's TOS policy.

And it can come back to bite you as well.

Take care.

Not much sleep, going back to bed.

[Janneman]

@M_Smart007 

Thank you so much....also for giving head up on Myficco terms n conditions. 

[KingRue8500]

Congrats on your HSBC Premier & CashRewards CLI's

[nuohlac]

Congratulations on your CLI's!!!