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HSN Comenity Approved!

Valued Member

HSN Comenity Approved!

So excited to FINALLY have gotten approved for an HSN credit card with a SL of $1000!  I shop HSN all the time so this will really come in handy.  Feels good to see "Congrats" messages instead of "Decline!"  

Starting score 5/11/18: EQ: 575 TU: 573 EX: 565 Capital One Platinum MC: $200 Capital One Quicksilver One: $300 Credit One Platinum Visa: $650 SelfLender: $25 x 24mo Discover IT Chrome: $200 Comenity/ULTA: $400 Care Credit: $900 Comenity/HSN $1000 Auto Loan: 2014 Nissan $11K Santander Opened March 2015
Closed: Total Visa $300 on 9/6/18
Message 1 of 8
7 REPLIES
Frequent Contributor

Re: HSN Comenity Approved!

Awwwwwwwesome!!!!  You're gonna love all the "Flexpay".  I shop there all the time too.  Congrats!

Starting Score: 579 EX Oct 2018
Current Score: 746EQ 739TU 728EX
Goal Score: 790



"MY TAKE HOME PAY DON'T TAKE ME HOME"
6/24 ~~~~Gardening 'til 11/2020~~~~~
Message 2 of 8
Regular Contributor

Re: HSN Comenity Approved!


@DENISEMILY wrote:

So excited to FINALLY have gotten approved for an HSN credit card with a SL of $1000!  I shop HSN all the time so this will really come in handy.  Feels good to see "Congrats" messages instead of "Decline!"  


congrats on the approval.







Starting Score: 10/2016 EQ 582 TU 606 EX 584
Current Score: EQ 666 TU 671 EX 682
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 8
New Contributor

Re: HSN Comenity Approved!

A "Congrats" is in Order for you HSN Approval!

Message 4 of 8
Valued Contributor

Re: HSN Comenity Approved!

Congrats on your approval !!!!

 

 

1-2019 / Fico 8 EX 794 , EQ 801 , TR 802
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 8
Highlighted
Frequent Contributor

Re: HSN Comenity Approved!

Congratulations 🎊🎈 loving the SL!

In December I was shopping on the site and seen a “you’re preapproved” hovering. I expected to receive a low SL but to my surprise I was given a $750 SL with a low EQ score of 605 😂 and days before I was approved with that same EQ for the Target CC $300 SL. I did the 6 flex pays with my HSN card and returning items is such a breeze! Im definitely a fan now lol
Sept 18: EQ: 578 TU: 583 EX: 576
Nov 18: EQ: 614 TU: 630 EX: 621
Dec 18: EQ: 605 TU:638 EX: 619
Jan 19: EQ:605 TU: 630 EX: ???
Goal by Sept 20’ EQ: 750 TU: 770 EX:730

AA: 7YRS AAOA: 1YR 6MOS
Inquiries in 12 months: EQ: 5 TU: 2 EX: 4
New Accounts in the last 6 months: 3
Chase 4/24 June 19’

Subprimes To Be Closed:



One Day:
Message 6 of 8
Valued Member

Re: HSN Comenity Approved!

Same here! I couldn’t resist that preapproval popup! Lol
Starting score 5/11/18: EQ: 575 TU: 573 EX: 565 Capital One Platinum MC: $200 Capital One Quicksilver One: $300 Credit One Platinum Visa: $650 SelfLender: $25 x 24mo Discover IT Chrome: $200 Comenity/ULTA: $400 Care Credit: $900 Comenity/HSN $1000 Auto Loan: 2014 Nissan $11K Santander Opened March 2015
Closed: Total Visa $300 on 9/6/18
Message 7 of 8
Valued Contributor

Re: HSN Comenity Approved!

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 8