Happy Fathers Day and 40K Approval! UPDATE

[Anonymous]

First Tech FCU based in Beaverton, OR

Think they are now in at least 7 states, joined via Computer History Group...could be more states...unknown.

Went for their travel rewards card - Odyssey World Elite Master card.

minimum starting credit limit is 25K...approved for 40K

data points: 31 Inq, they pulled Experian (728)

util at less than 1%       AAOA = 2.2

total available credit limits is $254K

my interest rate is their lowest tier at 11.74%

THRILLED.

received email thanking me for applying and link to status of app, while checking into that, I received an approval email with my limit and interest rate....4 minutes later.

Two card designs to choose from.

Been closing a ton of cards and decided to try for the Odyssesy.

Good luck all.  And Happy Fathers Day All.

[AverageJoesCredit]

Wow amazing limit, lol id close out a few too with that baby. Very cool sounding card too

Id say maybe thankfully they are region specific or we might have a new Fico stampede with that kind of limit given

[Anonymous]

TY...

ya no doubt on stampede. LOL..been researching CU...heard more states were being added, so apping I went.

[CreditCuriosity]

Wow awesome limit.. I think they pull Experian 2 correct?  Assuming with that limit you are will into the 6 figures as well

[B335is]

Congrats nice approval! How long have you been a member of First Tech?

[Anonymous]

Ty . Joined just today. 😄

[Anonymous]

TY.
CC - not sure on the Experian 2, but had single pull on Experian this morning. Their app was way different than Langley, Penfed or Truwest.
Thought the data might help others, as I have NOT read Approvals here much lately or I get urge to app. LOL.
Trimming down phase after rebuild.

[mattmyFIC0]

Did they want POI? I've had approvals from CUs before where you get approved and then realize it still has to be reviewed by an underwriter who may want POI etc...

[Anonymous]

No POI, in email approval it lists additional items needed and none were listed.
If they need POI, more than ready to provide. May be an up and coming CU.

[BPebbles]

WHOA!!  40K!!  That's just OUTstanding!!  Congrats to you!!