Has Target been hacked or is this cli for real?

JoMellow · ‎06-12-2017

Logged in to check my Target Red card online today....

CLI from $2,400.00 to $7,000! How is that even possible...???

Account has been open since December 2013, have been getting the typical $200, $300, $500 cli every four months or so.

Did NOT see this one coming!

Original Scores: EQ FICO 645, TU 672, EX FICO 663 (4/2014)
Current Scores: EQ FICO 824, TU 840, EX FICO 826 (3/2018)

Aduke1122 · ‎06-12-2017

Wow that's awesome and most definitely out of their norm for sure , take it and run with it Op lol congrats to you

Anonymous · ‎06-12-2017

Target is getting hurt by Amazon sales for sure and they need to entice people to start spending in-store again.

The 5% is a big incentive even though 100% of Target sales will incur sales tax in states that charge it, whereas not every Amazon sale charges sales tax depending on which actual vendor is shipping and from where to where.

If Target doesn't get their income numbers up, they are going to get hammered. In Nov 2016 their stock was around $80 now it's around $55 just 6 months later. They need people back in the store spending $$$ somehow.

MrsCHX · ‎06-12-2017

NICE OP! What an amazing increase!!!

NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500

kidink1911 · ‎06-12-2017

Congratulations on your CLI!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

morgacj2004 · ‎06-12-2017

Very unusual largest CLI I have ever seen from TR Bank!

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Total80sKid · ‎06-12-2017

Congrats!

It seems a lot of people lately are getting some nice Target CLI's.

Went from my SL of $500 for 5rs and in the past year it's gone up to $2500

I'm assuming they will try to convert you to the Target MC

pipeguy · ‎06-12-2017

Wow ! thats a great CL for Target - I gave up on them after they kept me at $250 for 2+ years. Not sure I would held out long enough to see your kind of CL, but it's nice to see someone getting some luv from Target.

Anonymous · ‎06-12-2017

@JoMellow wrote:
Logged in to check my Target Red card online today....

CLI from $2,400.00 to $7,000! How is that even possible...???

Account has been open since December 2013, have been getting the typical $200, $300, $500 cli every four months or so.

Did NOT see this one coming!

Nice! Target cards are backed by TD Bank....TD Bank also backs the Nordstrom card portfolio and they have been handing out increases this year as well, so not sure if this is TD being a little more loose with the purse strings or, as others have said, an attempt by Target (and Nordstrom) to spur sales.

Anonymous · ‎06-12-2017

Mine went from 3k to 7k this last week also and my wifes from 1800 to 4k so not a fluke. It's a high interest card and not very usable, we just use them for the 5% discount and free shipping and then PIF each month to avoid the crazy interest.