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A frind has only 8 month credit history with a car loan, 2 INQ on EX and FICO @ 660. No other loan, no revolving credit.
Only pre-qual was Cap1 secured card (tried Amex, Cap1, Citi).
I told him to apply for Amex and Discover. He got both @ $1,000 limit
He will garden for 6-12 months and try SP CLIs.
That's great. Congrats to your friend. From reading these boards, sounds like he has the opportunity to grow those limits with Discover and AmEx. Also, when he is ready to step out of the garden and his scores have increased even more, he will probably be able to get in with the other big guys--Chase, BOA, Citi. That's, of course, if he wanted.
Great cards !! Congrats !!