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Hey Hey Secured Discover Approval

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Established Member

Hey Hey Secured Discover Approval

So I'm rebuilding my credit. I got approved for 3 store cards. Approved for a First Progress secured card. Today I tried the Discover pre-qualifier and got approved for a secured card! Exciting news! The weird thing is, I still owe them money on a different secured card. I did call and set up a payment plan; it will be paid off by the end of July. 

Has anyone else had this happen? 

Message 1 of 6
5 REPLIES 5
Senior Contributor

Re: Hey Hey Secured Discover Approval

Congrats on Approvasl !!!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 6
Valued Contributor

Re: Hey Hey Secured Discover Approval

Congrats..
But, how can you owe money on a secured card if it's close?
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 3 of 6
Established Member

Re: Hey Hey Secured Discover Approval

 I believe I went over the limit on the card initially. And then there were late fees and such. My security deposit was applied to what I owed, but I owed more than what the deposit was. Thats what they said when I called to set up payment arrangement. 

Message 4 of 6
Community Leader
Mega Contributor

Re: Hey Hey Secured Discover Approval

Wow, surprised Disco gave you another secured card . Congrats.

By the by , I loved Hey Hey Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 6
Established Member

Re: Hey Hey Secured Discover Approval

I was surprised too. I haven't even made the first payment towards my payoff arrangement. 

 

Lol thanks Smiley Happy

Message 6 of 6
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